4 Daggett Ter, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 4 Daggett Ter, Schenectady, NY 12307

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,732 sqft · built 1900
Lot Size	0.09 acres (3,930 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (May 2026)
Tax Bill	$2,728 (2026)
Deeds & Mortgages	Oct 2024 Line of Credit May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`421500 39.81-3-39`

Property Details

APN / Parcel Number

Primary APN	`421500 39.81-3-39`
Alternative APN	`150003908100030390000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,732 sqft Living Area
1st Floor Area	866 sqft
2nd Floor Area	866 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,930 sqft (0.09 acres)
Lot Dimensions	131 ft deep x 30 ft wide
Porch	Slab
Porch Area	230 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4 DAGGETT TER
City	SCHENECTADY
State	NY
Zip	12307-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	3
Legal Lot Number	39.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4006
Census Tract	20800

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1841 AVENUE A, 2, SCHENECTADY, NY 12308-1601
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2024	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
May 19, 2026	Warranty Deed, Transfer · FHA Mortgage BAY VIEW FEDERAL CREDIT UNION
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage STEWART TITLE
Nov 4, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Mar 29, 2023 · Amount on Record
Deed Document Number	202611620
Deed Book / Page	2172 / 487
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	4 DAGGETT TER, SCHENECTADY, NY 12307-1008
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 DAGGETT TER, SCHENECTADY, NY 12307-1008

Mortgage

Document Number	0000063419
Date	Oct 21, 2024
Book Page	5405/557
Instrument	202463419

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 20, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 19, 2026
Property Address	4 DAGGETT TER, SCHENECTADY, NY 12307-1008
Document Number	0000011620
Book / Page	2172 / 487
Instrument Date	May 14, 2026
Instrument	202611620
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95,748.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011621,
Date	May 19, 2026
Instrument	202611621

Lender

Name	BAY VIEW FEDERAL CREDIT UNION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	May 18, 2026
Property Address	4 DAGGETT TER, SCHENECTADY, NY 12307-1008
Document Number	0000011536
Instrument Date	May 7, 2026
Instrument	202611536
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 DAGGETT TER, SCHENECTADY, NY 12307-1008
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011536,
Date	May 18, 2026
Instrument	202611536

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 4, 2019
Property Address	4 DAGGETT TER, SCHENECTADY, NY 12307-1008
Document Number	0000050213
Book / Page	002023 / 000504
Instrument Date	Nov 4, 2019
Instrument	50213
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 DAGGETT TER SCHENECTADY NY 123071008, SCHENECTADY, NY 12307-1008

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,728.00 (+3.45%)
2025	$2,637.00 (+12.02%)	$29,600 (-) Land $4,400 Building $25,200	$49,015 (+30.82%) Land $7,286 Building $41,729
2023		$29,600 (-) Land $4,400 Building $25,200	$37,468 (+3.8%) Land $5,570 Building $31,898
2022		$29,600 Land $4,400 Building $25,200	$36,098 Land $5,366 Building $30,732
2021	$2,354.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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