4 Cypress Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 4 Cypress Dr, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,012 sqft · built 1958
Lot Size	0.275 acres (11,996 sqft)
Owner	Individual Name on File
Last Sale	$299,999 (Mar 2021)
Tax Bill	$3,358 (2025)
Deeds & Mortgages	May 2021 Transfer Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-757-5232-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-757-5232-9`
Alternative APNs	`30-27-16-48546-000-0040` `271630485460000040` `162730485460000040` `R322079`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,012 sqft Living Area
Gross Area	2,372 sqft
1st Floor Area	2,012 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,996 sqft (0.275 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	689 sqft
Deck Area	329 sqft
Patio Area	329 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R322079
Street Address	4 CYPRESS DR
City	PALM HARBOR
State	FL
Zip	34684-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LAKE SHORE ESTATES 3RD ADD LOTS 4 & 5
Legal Range	16E
Legal Township	27S
Legal Section	30
Legal Subdivision	LAKE SHORE ESTATES 3RD ADD
Legal Tract	48546
Legal Lot Number	4,5
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2011
Census Tract	27204

Owner

4 Cypress Dr is owned and occupied by an individual who acquired it in May 2021.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	4 CYPRESS DR, PALM HARBOR, FL 34684-1209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 1, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 23, 2018	Grant Deed, Transfer BUYERS TITLE
Aug 9, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021 · Amount on File
Deed Sale	Mar 1, 2021 · Amount on File
Prior Sale	Oct 23, 2018 · Amount on File
Deed Document Number	202165497
Deed Book / Page	21410 / 2293
Last Transfer Date	May 10, 2021
Transfer Doc	0000158127
Record Updated	Oct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	May 12, 2021
Property Address	4 CYPRESS DR, PALM HARBOR, FL 34684-1209
Document Number	0215320624
Book / Page	21532 / 624
Map Reference	MB 46 PG 15
Instrument Date	May 10, 2021
Instrument	2021158127
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CYPRESS DR, PALM HARBOR, FL 34684-1209

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 1, 2021
Property Address	4 CYPRESS DR, PALM HARBOR, FL 34684-1209
Document Number	0214102293
Book / Page	21410 / 2293
Map Reference	MB 46 PG 15
Instrument Date	Feb 26, 2021
Instrument	2021065497
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ALBRITTON TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2041 HARBOUR WATCH CIR, 2041, TARPON SPRINGS, FL 34689-2055

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 CYPRESS DR, PALM HARBOR, FL 34684-1209

Mortgage

Document Number	0214102295
Date	Mar 1, 2021
Instrument	21410/2295

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 12, 2019
Property Address	4 CYPRESS DR, PALM HARBOR, FL 34684-1209
Document Number	0208060944
Book / Page	020806 / 000944
Instrument Date	Dec 12, 2019
Instrument	397913
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2950 LEPRECHAUN LN PALM HARBOR FL 346832318, PALM HARBOR, FL 34683-2318

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 23, 2018
Property Address	4 CYPRESS DR, PALM HARBOR, FL 34684-1209
Document Number	0203082601
Book / Page	020308 / 002601
Instrument Date	Oct 5, 2018
Instrument	341384
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	BUYERS TITLE

Transaction

Amount	Amount on Record
Tax	$1,064.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2950 LEPRECHAUN LN PALM HARBOR FL 346832318, PALM HARBOR, FL 34683-2318

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 9, 2018
Property Address	4 CYPRESS DR, PALM HARBOR, FL 34684-1209
Document Number	0201611870
Book / Page	020161 / 001870
Instrument Date	Jul 24, 2018
Instrument	254667
Transaction Type	Foreclosure
Record Updated	Nov 21, 2018

Transaction

Amount	Amount on Record
Tax	$728.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	15480 LAGUNA CANYON RD IRVINE CA 926182132, IRVINE, CA 92618-2132

Tax Assessment & Valuation

The 2025 property tax bill for 4 Cypress Dr was $3,358 with a homeowner's exemption, up 6.2% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,358.00 (+6.2%) Homeowner's exemption	$217,310	$311,928 Land $136,827 Building $175,101
2024	$3,162.00 (+1.8%)
2023	$3,106.00 (+3.33%) Homeowner's exemption	$205,035 (+3%)	$298,542 (+12.93%) Land $163,657 Building $134,885
2022	$3,006.00 Homeowner's exemption	$199,063	$264,354 Land $156,756 Building $107,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Cypress Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 183 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	207 units insured incl. 24 condo units
Nearby Flood Claims	10 (2012–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Cypress Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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