4 Cutter Ln, Salem, SC 29676 Property Records

Oconee County property record for 4 Cutter Ln, Salem, SC 29676

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,970 sqft · built 1983
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$734,000 (Jun 2023)
Tax Bill	$3,288 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`111-11-03-009`

Property Details

APN / Parcel Number

Primary APN	`111-11-03-009`
Alternative APN	`8402`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,970 sqft Living Area
Basement Area	1,124 sqft
Finished Basement	1 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood
Roof Material	Shingle
Lot Area	18,295 sqft (0.419 acres)
Garage Type	Attached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8402
Old Parcel Number	111 11 03 009
Street Address	4 CUTTER LN
City	SALEM
State	SC
Zip	29676-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 UNIT 14 KEOWEE KEY
Legal Subdivision	KEOWEE KEY
Legal Block	3
Legal Lot Number	9
Legal Unit	14
Jurisdiction	OCONEE SC
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2018
Census Tract	30202

Owner

4 Cutter Ln is owned and occupied by an individual who bought it in June 2023.

Source: Oconee County records, as of November 14, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4 CUTTER LN, SALEM, SC 29676-4413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed, Transfer · Conventional Mortgage FIRST PALMETTO BANK
Dec 1, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2023 · Amount on File
Deed Sale	Jun 8, 2023 · Amount on File
Prior Sale	Dec 1, 2021 · Amount on File
Deed Document Number	0000015595
Deed Book / Page	2949 / 91
Record Updated	Jun 8, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Jun 8, 2023
Property Address	4 CUTTER LN, SALEM, SC 29676-4413
Document Number	0000015595
Book / Page	2949 / 91
Map Reference	MB P-45 PG 113
Instrument Date	Jun 2, 2023
Instrument	15595
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,908.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 CUTTER LN, SALEM, SC 29676-4413

Mortgage

Document Number	0000015596
Date	Jun 8, 2023
Book Page	4456/320
Instrument	15596

Lender

Name	FIRST PALMETTO BANK
Type	Bank
Address	COLUMBIA, SC 29205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Dec 1, 2021
Property Address	4 CUTTER LN, SALEM, SC 29676-4413
Document Number	0000008754
Book / Page	2755 / 349
Map Reference	MB P-45 PG 113
Instrument Date	Nov 23, 2021
Instrument	8754
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Tax	$1,365.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 LAWSON WAY, GREENVILLE, SC 29605-3232

Tax Assessment & Valuation

The 2025 property tax bill for 4 Cutter Ln was $3,288.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,288.00	$28,869 Land $504 Building $28,365	$721,720 Land $12,600 Building $709,120
2023		$17,934 (+23.28%) Land $504 Building $17,430	$448,340 (+23.28%) Land $12,600 Building $435,740
2022		$14,547 Land $504 Building $14,043	$363,680 Land $12,600 Building $351,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4 Cutter Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2013–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Cutter Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEOWEE KEY UTILITY SYSTEM INC (3750023) private · serves 4,108 people · EPA ID SC3750023
Water Source	Purchased surface water from CITY OF SENECA
Last State Inspection	Dec 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cutter Ln

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