4 Curtis Ln, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 4 Curtis Ln, Franklin, MA 02038

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,458 sqft · built 1989
Lot Size0.94 acres (40,955 sqft)
Owner2 Trust Names on File
Last Sale$562,500 (Jun 2006)
Tax Bill$9,111 (2025)
Deeds & MortgagesFeb 2026 Transfer
Jun 2025 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-009-02

Property Details

APN / Parcel Number

Primary APN17-009-02
Alternative APNs
  • FRAN M:334 L:001
  • M:017 L:009=02

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,458 sqft Living Area
Gross Area4,910 sqft
Basement Area1,120 sqft
Unfinished Basement1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,955 sqft (0.94 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number17-009-02
Street Address4 CURTIS LN
CityFRANKLIN
StateMA
Zip02038-2576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCLARK VILLAGE
Legal Lot Number1
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group1
Census Block1026
Census Tract442201

Owner

4 Curtis Ln is owner-occupied and held in a trust since February 2026.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record2 Trust Names on File
Mailing Address4 CURTIS LN, FRANKLIN, MA 02038-2576
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2026Quit Claim Deed, Transfer
Quitclaim
Jun 23, 2025Deed of Trust, Mortgage · Line of Credit
ROCKLAND TRUST CO
Jul 7, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2006 · Amount on File
Deed SaleJun 19, 2006 · Amount on File
Prior SaleJun 19, 2006 · Amount on File
Deed Book / Page23785 / 341
Last Transfer DateFeb 3, 2026
Transfer Doc042918-285
Record UpdatedSep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateFeb 5, 2026
Property Address4 CURTIS LN, FRANKLIN, MA 02038-2576
Document Number042918-285
Book / Page42918 / 285
Instrument DateFeb 3, 2026
Instrument7566
Transaction TypeTransfer
Record UpdatedFeb 25, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CURTIS LN, FRANKLIN, MA 02038-2576

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address4 CURTIS LN, FRANKLIN, MA 02038-2576
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042474-183
DateJun 23, 2025
Book Page42474/183
Instrument40307
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueJul 1, 2050
Interest
Rate TypeAdjustable Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address4 CURTIS LN, FRANKLIN, MA 02038-2576
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38064-547
DateJul 7, 2020
Book Page38064/547
Instrument65249
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueAug 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 4 Curtis Ln was $9,111, up 4% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,111.00 (+3.96%)$784,100 (+5.49%) Land $333,700 Building $450,400$744,800 (-0.55%)
2024$8,764.00 (-0.39%)$743,300 (+6.28%) Land $333,700 Building $409,600$748,885
2023$8,798.00$699,400 Land $289,800 Building $409,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Curtis Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Curtis Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 86% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people · EPA ID MA2101000
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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