Worcester County and Winchendon Town property record for 4 Cummings Rd, Winchendon, MA 01475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,123 sqft · built 2005 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Aug 2016) |
| Tax Bill | $5,352 (2025) |
| Deeds & Mortgages | Nov 2020 Refinance |
| APN | WINC M:8 B:0 L:186 |
| Primary APN | WINC M:8 B:0 L:186 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,123 sqft Living Area |
| Gross Area | 3,828 sqft |
| Basement Area | 784 sqft |
| Unfinished Basement | 784 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,984 sqft (1.4 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 4 CUMMINGS RD |
|---|---|
| City | WINCHENDON |
| State | MA |
| Zip | 01475-2101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | OLDE CENTRE ESTATES MAP 08 |
| Legal Lot Number | 186 |
| Jurisdiction | WINCHENDON MA |
| Township / Civil Division | WINCHENDON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 701101 |
4 Cummings Rd is owned and occupied by two individuals who bought it in August 2016.
Source: Worcester County and Winchendon Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 CUMMINGS RD, WINCHENDON, MA 01475-2101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2016 · Amount on File |
| Deed Sale | Aug 24, 2016 · Amount on File |
| Prior Sale | Sep 23, 2011 · Amount on File |
| Deed Book / Page | 55853 / 297 |
| Transfer Doc | 055853-297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 4 CUMMINGS RD, WINCHENDON, MA 01475-2101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63645-366 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 63645/366 |
| Instrument | 132097 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 4 Cummings Rd was $5,352, down 0.1% from the year before.
Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Winchendon Town |
| Unified School District | Winchendon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,352.00 (-0.15%) | $455,500 (+6.57%) Land $52,400 Building $403,100 | $370,785 |
| 2024 | $5,360.00 (+9.95%) | $427,400 (+17.48%) Land $51,100 Building $376,300 | |
| 2023 | $4,875.00 | $363,800 Land $48,900 Building $314,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 4 Cummings Rd; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Cummings Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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