4 Cummings Pl, Brigantine, NJ 08203 Property Records

Atlantic County and Brigantine City property record for 4 Cummings Pl, Brigantine, NJ 08203

Property Summary

Property TypeSingle Family Home
Details1,030 sqft · built 1972
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$123,000 (Apr 2020)
Tax Bill$4,963 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jan 2024 Line of Credit
+ 1 more
Flood ZoneZone AE (high risk)
APN03-07602-0000-00003

Property Details

APN / Parcel Number

Primary APN03-07602-0000-00003
Alternative APN
  • 0300855000000440

Interior

Stories1 Story
Building Area1,030 sqft Living Area
1st Floor Area1,030 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRaised Ranch
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number0300855000000440
Street Address4 CUMMINGS PL
CityBRIGANTINE
StateNJ
Zip08203-2808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block7602
Legal Lot Number3
JurisdictionATLANTIC NJ
Township / Civil DivisionBRIGANTINE
Census Block Group3
Census Block3008
Census Tract10101

Owner

4 Cummings Pl is owned and occupied by two individuals who bought it in April 2020.

Source: Atlantic County and Brigantine City records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address4 CUMMINGS PL, BRIGANTINE, NJ 08203-2808
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 24, 2024Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Apr 15, 2020Grant Deed, Transfer · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2020 · Amount on File
Deed SaleApr 15, 2020 · Amount on File
Prior SaleJun 8, 2006
Deed Document Number202020523
Prior Transfer DateJun 7, 2006
Prior Transfer Doc0000056752
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address4 CUMMINGS PL, BRIGANTINE, NJ 08203-2808
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyFAITH TITLE AND ESCROW INC, FIRST TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CUMMINGS PL, BRIGANTINE, NJ 08203-2808

Mortgage

Document Number0000011106
DateMar 18, 2026
Instrument2026011106
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueJan 1, 2056

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address4 CUMMINGS PL, BRIGANTINE, NJ 08203-2808
Transaction TypeMortgage
Record UpdatedFeb 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CUMMINGS PL, BRIGANTINE, NJ 08203-2808

Mortgage

Document Number0000003167
DateJan 24, 2024
Instrument2024003167
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueDec 7, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionATLANTIC NJ
Recording DateApr 15, 2020
Property Address4 CUMMINGS PL, BRIGANTINE, NJ 08203-2808
Document Number0000020523
Instrument DateMar 25, 2020
Instrument20523
Transaction TypeTransfer
Record UpdatedMay 8, 2020
Title CompanySURETY TITLE CORPORATION, SURETY TITLE CORP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$323.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4 CUMMINGS PL BRIGANTINE NJ 082032808, BRIGANTINE, NJ 08203-2808

Mortgage

Document Number20524
DateApr 15, 2020
Instrument20524
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4 Cummings Pl was $4,963, up 3.9% from the year before.

Source: Atlantic County and Brigantine City assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
MunicipalityBrigantine City
Unified School DistrictBrigantine City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$254,100 (-) Land $160,000 Building $94,100$254,100 (-) Land $160,000 Building $94,100
2025$4,963.00 (+3.89%)$254,100 Land $160,000 Building $94,100$254,100 Land $160,000 Building $94,100
2024$4,777.00
2023$254,100 Land $160,000 Building $94,100$254,100 Land $160,000 Building $94,100
2022$4,413.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Cummings Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 257 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 2 condo units
Nearby Flood Claims555 (1978–2024)
Most Recent ClaimFeb 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 318 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 115 claims
  • Coastal Storms & Flooding, Mar 1984 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Cummings Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRIGANTINE WATER DEPARTMENT
serves 14,450 people · EPA ID NJ0103001
Water SourceGroundwater
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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