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4 Crossleaf Ct E, Palm Coast, FL 32137 Property Records

Flagler County property record for 4 Crossleaf Ct E, Palm Coast, FL 32137

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,743 sqft · built 1987
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on Record
Last Sale$515,000 (Oct 2025)
Tax Bill$3,714 (2025)
Deeds & MortgagesJul 2026 Mortgage
Oct 2025 Sale
+ 5 more
Flood ZoneZone X (moderate risk)
APN07-11-31-7014-00070-0800

Property Details

APN / Parcel Number

Primary APN07-11-31-7014-00070-0800

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,743 sqft Living Area
Gross Area2,708 sqft
1st Floor Area1,743 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1999
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions125 ft deep x 60 ft wide
DrivewayConcrete Driveway
Driveway Area320 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4 CROSSLEAF CT E
CityPALM COAST
StateFL
Zip32137-8907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SECTION 14 BLOCK 00007 LOT 0080 SUBDIVISION COMPLETION YEAR 1978 OR 319 PG 408 OR 331 PG 758 OR 332 PG 58 OR 2048/1815 OR 2166/948-CD OR 2166/945-DC-ANGELO OR 2166/ 950 OR 2193/1793 OR 2432/1826
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block7
Legal Lot Number80
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2007
Census Tract60105

Owner

Source: Flagler County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 CROSSLEAF CT E, PALM COAST, FL 32137-8907
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CREDIT UNION
Oct 1, 2025Warranty Deed, Transfer
PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC
Apr 10, 2024Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jul 28, 2021Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Jan 13, 2021Deed of Trust, Mortgage · FHA Mortgage
INTERCONTINENTAL CAPITAL GROUP INC
Apr 2, 2020Warranty Deed, Transfer · FHA Mortgage
CITIZENS BANK NA
Mar 21, 2017Warranty Deed, Transfer · Conventional Mortgage
APPROVED MORTGAGE SOURCE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2025 · Amount on Record
Deed SaleOct 1, 2025 · Amount on Record
Prior SaleJul 2, 2024 · Amount on Record
Deed Document Number202539970
Deed Book / Page2994 / 1404
Prior Transfer DateOct 14, 2016
Prior Transfer Doc0021660948
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Recording DateJul 15, 2026
Property Address4 CROSSLEAF CT E, PALM COAST, FL 32137-8907
Document Number0000028430
Book / Page3070 / 1478
Instrument DateJul 3, 2026
Instrument202628430
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CROSSLEAF CT E, PALM COAST, FL 32137-8907

Mortgage

Document Number0000028430,
DateJul 15, 2026
Book Page3070/1478
Instrument202628430
Lender
NameVYSTAR CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2046
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateOct 1, 2025
Property Address4 CROSSLEAF CT W, PALM COAST, FL 32137-8906
Document Number0029941404
Book / Page2994 / 1404
Map ReferenceMB 6 PG 54-58
Instrument DateSep 23, 2025
Instrument2025039970
Transaction TypeTransfer
Record UpdatedOct 17, 2025
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$3,605.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1690 KINSALE CT, MELBOURNE, FL 32940-6021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CROSSLEAF CT #E # E, E, PALM COAST, FL 32137

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateApr 10, 2024
Property Address4 CROSSLEAF CT E, PALM COAST, FL 32137-8907
Document Number0028601350
Book / Page2860 / 1350
Map ReferenceMB 35 PG 528
Instrument DateMar 18, 2024
Instrument2024015012
Transaction TypeTransfer
Record UpdatedMay 7, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3841 RAWHIDE RD, ROCKLIN, CA 95677-1543

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CROSSLEAF CT E, PALM COAST, FL 32137-8907

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJul 28, 2021
Property Address4 CROSSLEAF CT E, PALM COAST, FL 32137-8907
Document Number0025881475
Book / Page2588 / 1475
Map ReferenceMB 6 PG 54
Instrument DateJul 21, 2021
Instrument2021041212
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanyCOVENANT TITLE, COVENANT CLOSING & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address238 AXEL RD, 238, CALLAWAY, FL 32404-8661

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CROSSLEAF CT E, PALM COAST, FL 32137-8907

Mortgage

Document Number25881477
DateJul 28, 2021
Instrument2588/1477
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address4 CROSSLEAF CT E, PALM COAST, FL 32137-8907
Transaction TypeMortgage
Record UpdatedFeb 11, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CROSSLEAF CT E, PALM COAST, FL 32137-8907

Mortgage

Document Number0025150595
DateJan 13, 2021
Book Page2515/595
Instrument2021001767
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateApr 2, 2020
Property Address4 CROSSLEAF CT E, PALM COAST, FL 32137-8907
Document Number0024321826
Book / Page2432 / 1826
Map ReferenceMB 35 PG 528
Instrument DateMar 26, 2020
Instrument2020013252
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyCOVENANT CLOSING & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,373.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CROSSLEAF CT E, PALM COAST, FL 32137-8907

Mortgage

Document Number0024321828
DateApr 2, 2020
Instrument2432/1828
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMar 21, 2017
Property Address4 CROSSLEAF CT E, PALM COAST, FL 32137-8907
Document Number0021931793
Book / Page2193 / 1793
Map ReferenceMB6 PG58
Instrument DateMar 17, 2017
Instrument2017009827
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyAGENTS CHOICE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,026.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address77 BROOKSIDE LN, 77, PALM COAST, FL 32137-3603

Transferred To (Grantee/Buyer)

NameVerified Name
Address3707 S SEA CLF, SANTA ANA, CA 92704-7142

Mortgage

Document Number2017009828
DateMar 21, 2017
Instrument2017009828
Lender
NameAPPROVED MORTGAGE SOURCE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,714.00 (-38.53%)$247,556 (-33.54%)$392,356 (+5.34%) Land $135,000 Building $257,356
2024$6,042.00 (+0.17%) Homeowner's exemption$372,464 (+1.13%) Land $135,000 Building $237,464$372,464 (+1.13%) Land $135,000 Building $237,464
2023$6,032.00 (-4.72%) Homeowner's exemption$368,307 (-1.91%) Land $135,000 Building $233,307$368,307 (-1.91%) Land $135,000 Building $233,307
2022$6,331.00 Homeowner's exemption$375,462 Land $135,000 Building $240,462$375,462 Land $135,000 Building $240,462

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 392 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies418 units insured
incl. 26 condo units
Nearby Flood Claims35 (1987–2022)
Claims Outside the SFHA22 of 35
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Irma, Sep 2017 · 5 claims
  • Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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