4 Crestone Rd, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 4 Crestone Rd, Albany, NY 12205

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,776 sqft · built 1965
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$94,700 (Jul 1995)
Tax Bill$6,417 (2026)
Deeds & MortgagesSep 2023 Line of Credit
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN012689 53.12-2-45

Property Details

APN / Parcel Number

Primary APN012689 53.12-2-45
Alternative APNs
  • 268905301200020450000000
  • 05301200020450000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,776 sqft Living Area
1st Floor Area1,776 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.22 acres)
PorchSlab
Patio Area546 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number05301200020450000000
Street Address4 CRESTONE RD
CityALBANY
StateNY
Zip12205-3209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal DescriptionN-6 E-CRESTONE RD S-67-63
Legal Block2
Legal Lot Number45.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group3
Census Block3001
Census Tract14002

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 CRESTONE RD, ALBANY, NY 12205-3209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Sep 28, 2022Warranty Deed, Transfer · Conventional Mortgage
BROADVIEW FCU
May 12, 2020Deed of Trust, Mortgage · Line of Credit
SEFCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 1995 · Amount on Record
Deed SaleJul 14, 1995 · Amount on Record
Deed Book / Page2537 / 478
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address4 CRESTONE RD, ALBANY, NY 12205-3209
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CRESTONE RD, ALBANY, NY 12205-3209

Mortgage

Document Number0000007220
DateSep 26, 2023
InstrumentR2023-17220
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 22, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateSep 28, 2022
Property Address4 CRESTONE RD, ALBANY, NY 12205-3209
Document Number0000002545
Map ReferenceMAP 4008 DR 162
Instrument DateSep 9, 2022
InstrumentR2022-22545
Transaction TypeTransfer
Record UpdatedMar 17, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$974.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6327 OTIS RD, NORTH PORT, FL 34287-2240

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 LEDGEWOOD DR # A, A, ALBANY, NY 12205-1718

Mortgage

Document Number0000002546
DateSep 28, 2022
InstrumentR2022-22546
Lender
NameBROADVIEW FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.75%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate9.75%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address4 CRESTONE RD, ALBANY, NY 12205-3209
Document Number0000010082
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJul 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CRESTONE RD ALBANY NY 122053209, ALBANY, NY 12205-3209

Mortgage

Document Number0000010082
DateMay 29, 2020
Instrument10082
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 28, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,417.00 (-2.88%)
2025$6,607.00 (+74.74%)$142,000 (+17.26%) Land $35,500 Building $106,500$324,900 (+36.8%) Land $81,225 Building $243,675
2023$121,100 (+20.98%) Land $30,300 Building $90,800$237,500 (+32.27%) Land $59,424 Building $178,076
2022$100,100 Land $25,000 Building $75,100$179,552 Land $44,843 Building $134,709
2021$3,781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims24 (2000–2026)
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jul 2000 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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