4 Crescent Dr, Mountain Lakes, NJ 07046 Property Records

Morris County and Mountain Lakes Borough property record for 4 Crescent Dr, Mountain Lakes, NJ 07046

Property Summary

Property Type	Single Family Home
Details	2,516 sqft · built 1948
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (Oct 1999)
Tax Bill	$14,232 (2024)
Deeds & Mortgages	Mar 2024 Line of Credit Jan 2022 Mortgage + 1 more
APN	`25-00127-01-00020`

Property Details

APN / Parcel Number

Primary APN	`25-00127-01-00020`
Alternative APNs	`2500127000100020` `2050700`

Interior

Stories	1 Story
Building Area	2,516 sqft Living Area
1st Floor Area	2,516 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	11,892 sqft (0.273 acres)
Lot Dimensions	140 ft deep x 85 ft wide

Location & Zoning

Account Number	2050700
Street Address	4 CRESCENT DR
City	MOUNTAIN LAKES
State	NJ
Zip	07046-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	MIDVALE ACRES SEC 02 AMD
Legal Block	127.1
Legal Lot Number	20
Jurisdiction	MORRIS NJ
Township / Civil Division	MOUNTAIN LAKES
Census Block Group	2
Census Block	2026
Census Tract	41200

Owner

4 Crescent Dr is owned and occupied by two individuals who bought it in October 1999.

Source: Morris County and Mountain Lakes Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 CRESCENT DR, MOUNTAIN LAKES, NJ 07046-1411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 1999 · Amount on File
Deed Sale	Oct 27, 1999 · Amount on File
Deed Document Number	1999112546
Deed Book / Page	5077 / 216
Prior Transfer Date	Aug 25, 1998
Prior Transfer Doc	0000092244
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	4 CRESCENT DR, MOUNTAIN LAKES, NJ 07046-1411
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0247200219
Date	Mar 1, 2024
Book Page	24720/219
Instrument	2024007318

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	353 Months
Due	Aug 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	4 CRESCENT DR, MOUNTAIN LAKES, NJ 07046-1411
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0243151799
Date	Jan 11, 2022
Book Page	24315/1799
Instrument	2022003422

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	4 CRESCENT DR, MOUNTAIN LAKES, NJ 07046-1411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236711853
Date	Dec 10, 2019
Book Page	23671/1853
Instrument	2019070780

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Morris County and Mountain Lakes Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Mountain Lakes Borough
Unified School District	Mountain Lakes Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$741,000 (+7.95%) Land $392,800 Building $348,200	$741,000 (+7.95%) Land $392,800 Building $348,200
2025		$686,400 Land $372,400 Building $314,000	$686,400 Land $372,400 Building $314,000
2024	$14,232.00
2023		$546,400 Land $293,700 Building $252,700	$546,400 Land $293,700 Building $252,700
2022	$13,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4 Crescent Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Crescent Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN LAKES WATER DEP serves 4,012 people · EPA ID NJ1425001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile, Xfinity.

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