St. Charles County property record for 4 Creek Temple Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,904 sqft · built 2000 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $181,029 (Sep 2000) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T992400316 |
| Primary APN | T992400316 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,084 sqft Living Area |
| Gross Area | 4,492 sqft |
| 1st Floor Area | 1,904 sqft |
| Basement Area | 1,892 sqft |
| Finished Basement | 180 sqft |
| Unfinished Basement | 1,712 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | Deck Area |
| Patio Area | 144 sqft |
| Account Number | T992400316 |
|---|---|
| Street Address | 4 CREEK TEMPLE CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-5991 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN SPRINGS #2 LOT 11 |
| Legal Subdivision | INDIAN SPRINGS #2 |
| Legal Lot Number | 11 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 311737 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 CREEK TEMPLE CT, O FALLON, MO 63366-5991 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK & TRUST CO |
| Aug 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Nov 20, 2020 | Deed of Trust, Mortgage PEOPLES BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2000 · Amount on Record |
| Deed Sale | Sep 5, 2000 · Amount on Record |
| Deed Document Number | 200054353 |
| Deed Book / Page | 2437 / 1055 |
| Last Transfer Date | Sep 18, 2003 |
| Transfer Doc | 0000139305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 CREEK TEMPLE CT, O FALLON, MO 63366-5991 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4 CREEK TEMPLE CT, O FALLON, MO 63366-5991 |
| Document Number | 0000015604 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 2022R-015604 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 CREEK TEMPLE CT, O FALLON, MO 63366-5991 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0069680073 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 6968/0073 |
| Instrument | 20180824000487670 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 CREEK TEMPLE CT, O FALLON, MO 63366-5991 |
| Document Number | 0000092604 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4 CREEK TEMPLE CT O FALLON MO 633665991, O FALLON, MO 63366-5991 |
| Document Number | 0000092604 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 92604 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 29, 2035 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $76,459 (+11.6%) | $402,417 (+11.6%) Building $402,417 |
| 2023 | $68,513 | |
| 2022 | $360,593 Land $60,500 Building $300,093 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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