Bergen County and Ramsey Borough property record for 4 Cranberry Ct, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,009 sqft · built 1945 |
| Lot Size | 0.325 acres (14,157 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Apr 1999) |
| Tax Bill | $17,143 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05002-0000-00016 |
| Primary APN | 48-05002-0000-00016 |
|---|---|
| Alternative APN |
|
| Building Area | 2,009 sqft Living Area |
|---|
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 14,157 sqft (0.325 acres) |
| Street Address | 4 CRANBERRY CT |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.325AC |
| Legal Subdivision | CRANBERRY ESTATES FINAL SUB |
| Legal Block | 5002 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 CRANBERRY CT, RAMSEY, NJ 07446-2044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Mar 16, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 1999 · Amount on Record |
| Deed Sale | Apr 29, 1999 · Amount on Record |
| Deed Document Number | 199969945 |
| Deed Book / Page | 8162 / 499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 23, 2026 |
| Property Address | 4 CRANBERRY CT, RAMSEY, NJ 07446-2044 |
| Document Number | 0000066588 |
| Book / Page | 5907 / 1493 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 202666588 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 4 CRANBERRY CT, RAMSEY, NJ 07446-2044 |
| Document Number | 0000066588, |
|---|---|
| Date | Sep 23, 2026 |
| Book Page | 5907/1493 |
| Instrument | 202666588 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 2, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 CRANBERRY CT, RAMSEY, NJ 07446-2044 |
| Document Number | 0025762214 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 4 CRANBERRY CT RAMSEY NJ 074462044, RAMSEY, NJ 07446-2044 |
| Document Number | 0025762214 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 002576/002214 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $805,300 (-3.28%) Land $363,400 Building $441,900 | $805,300 (-3.28%) Land $363,400 Building $441,900 | |
| 2025 | $17,143.00 (+17.96%) | $832,600 (+61.67%) Land $363,400 Building $469,200 | $832,600 (+61.67%) Land $363,400 Building $469,200 |
| 2024 | $14,533.00 (+7.59%) | ||
| 2023 | $515,000 Land $274,600 Building $240,400 | $515,000 Land $274,600 Building $240,400 | |
| 2022 | $13,508.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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