Chatham County property record for 4 Cozy Bluff Rd, Savannah, GA 31410
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,935 sqft · built 1974 |
| Lot Size | 0.298 acres (12,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Aug 2016) |
| Tax Bill | $3,902 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0025A-01-002 |
| Primary APN | 1-0025A-01-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,935 sqft Living Area |
| 1st Floor Area | 1,942 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,998 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 640 sqft |
| Porch | Slab |
| Porch Area | 632 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 4 COZY BLUFF RD |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31410-1528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 79 RIVER OAKS SUB PH 1 |
| Legal Subdivision | RIVER OAKS SUB |
| Legal Phase | 1 |
| Legal Lot Number | 79 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | TYBEE ISLAND-WILMINGTON ISLAND |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 11104 |
4 Cozy Bluff Rd is owned and occupied by two individuals who acquired it in April 2026.
Source: Chatham County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 COZY BLUFF RD, SAVANNAH, GA 31410-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2016 · Amount on File |
| Deed Sale | Aug 29, 2016 · Amount on File |
| Prior Sale | Dec 23, 2010 · Amount on File |
| Deed Document Number | 20168787 |
| Deed Book / Page | 895 / 753 |
| Last Transfer Date | Apr 20, 2026 |
| Transfer Doc | 4003000742 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Jun 10, 2026 |
| Property Address | 4 COZY BLUFF RD, SAVANNAH, GA 31410-1528 |
| Document Number | 4003000742 |
| Book / Page | 4003 / 742 |
| Instrument Date | Apr 20, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 COZY BLUFF RD, SAVANNAH, GA 31410-1528 |
| Document Number | 4003000744, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 4003/744 |
| Name | VALLIANCE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 1, 2036 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 4 Cozy Bluff Rd was $3,902.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,920 (+14.13%) Land $32,000 Building $147,920 | $449,800 (+14.13%) Land $80,000 Building $369,800 | |
| 2025 | $3,902.00 | $157,640 Land $32,000 Building $125,640 | $394,100 Land $80,000 Building $314,100 |
| 2023 | $169,320 (+21.36%) Land $32,000 Building $137,320 | $423,300 (+21.36%) Land $80,000 Building $343,300 | |
| 2022 | $3,187.00 | $139,520 Land $16,000 Building $123,520 | $348,800 Land $40,000 Building $308,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4 Cozy Bluff Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 324 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 372 units insured incl. 48 condo units |
| Nearby Flood Claims | 19 (2004–2022) |
| Claims Outside the SFHA | 2 of 19 |
| Most Recent Claim | Jul 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Cozy Bluff Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH-WILMINGTON ISLAND serves 13,526 people · EPA ID GA0510229 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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