4 Covington Ln, Saint Louis, MO 63132 Property Records

St. Louis County property record for 4 Covington Ln, Saint Louis, MO 63132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,930 sqft · built 1952
Lot Size	0.373 acres (16,239 sqft)
Owner	2 Individual Names on Record
Last Sale	$618,450 (Dec 2025)
Tax Bill	$5,803 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18L-44-0268`

Property Details

APN / Parcel Number

Primary APN	`18L-44-0268`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,930 sqft Living Area
Gross Area	1,962 sqft
1st Floor Area	1,512 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	16,239 sqft (0.373 acres)
Lot Dimensions	216 ft deep x 65 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Deck Area	312 sqft
Patio Area	303 sqft
Poultry House	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4 COVINGTON LN
City	SAINT LOUIS
State	MO
Zip	63132-4206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	42SR
Legal Description	COVINGTON LANE LOT 4
Legal Subdivision	COVINGTON LANE
Legal Lot Number	4
Jurisdiction	ST LOUIS MO
Township / Civil Division	CREVE COEUR
Census Block Group	4
Census Block	4018
Census Tract	215500

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 COVINGTON LN, SAINT LOUIS, MO 63132-4206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PARAMOUNT BANK
Dec 8, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on Record
Deed Sale	Dec 8, 2025 · Amount on Record
Prior Sale	May 15, 2015 · Amount on Record
Deed Document Number	2025640
Prior Transfer Date	Jul 31, 2019
Prior Transfer Doc	02363602331
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4 COVINGTON LN, SAINT LOUIS, MO 63132-4206
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 COVINGTON LN, SAINT LOUIS, MO 63132-4206

Mortgage

Document Number	2025111800453
Date	Nov 18, 2025
Instrument	2025111800453

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 18, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 8, 2025
Property Address	4 COVINGTON LN, SAINT LOUIS, MO 63132-4206
Document Number	2025120800640
Map Reference	MB 37 PG 32
Instrument Date	Dec 4, 2025
Instrument	2025120800640
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1509 HOLLY DR, SAINT LOUIS, MO 63119-4642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 COVINGTON LN, OLIVETTE, MO 63132-4206

Mortgage

Document Number	2025120800641
Date	Dec 8, 2025
Instrument	2025120800641

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Olivette City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,910 (-) Land $70,530 Building $14,380	$446,900 (-) Land $371,200 Building $75,700
2025	$5,803.00	$84,910 (+3.11%) Land $70,530 Building $14,380	$446,900 (+3.11%) Land $371,200 Building $75,700
2024	$5,803.00 (-1.12%)
2023	$5,869.00 (+7.59%)	$82,350 (+10.4%) Land $54,570 Building $27,780	$433,400 (+10.39%) Land $287,200 Building $146,200
2022	$5,455.00	$74,590 Land $44,630 Building $29,960
2021			$392,600 Land $234,900 Building $157,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1994–2022)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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