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4 Cottage St, Bath, ME 04530 Property Records

Sagadahoc County and Bath City property record for 4 Cottage St, Bath, ME 04530

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,288 sqft · built 1901
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$293,800 (Oct 2021)
Tax Bill$4,019 (2025)
Deeds & MortgagesOct 2021 Refinance
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28-027-000

Property Details

APN / Parcel Number

Primary APN28-027-000
Alternative APN
  • BTTH M:28 L:027

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,288 sqft Living Area
Gross Area2,308 sqft
1st Floor Area820 sqft
Basement Area168 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)
Garage TypeDetached
Deck AreaDeck Area
Loading DockLoading Dock

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number28-027-000
Street Address4 COTTAGE ST
CityBATH
StateME
Zip04530-2016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Lot Number27
JurisdictionBATH ME
Township / Civil DivisionBATH
Census Block Group2
Census Block2010
Census Tract970600

Owner

Source: Sagadahoc County and Bath City records · APN 28-027-000

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4 COTTAGE ST, BATH, ME 04530-2016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BATH SAVINGS INSTITUTION
Oct 26, 2021Deed, Transfer · Stand-Alone First Mortgage
ATLANTIC REGIONAL FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 26, 2021 · Amount on Record
Deed SaleOct 26, 2021 · Amount on Record
Prior SaleNov 08, 2012
Deed Document Number20219293
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBATH ME
Property Address4 COTTAGE ST, BATH, ME 04530-2016
Transaction TypeMortgage
Record UpdatedNov 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009251
DateOct 25, 2021
Instrument2021R-09251
Lender
NameBATH SAVINGS INSTITUTION
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueNov 01, 2046

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionBATH ME
Recording DateOct 26, 2021
Property Address4 COTTAGE ST, BATH, ME 04530-2016
Document Number0000009293
Instrument DateOct 25, 2021
Instrument2021R-09293
Transaction TypeTransfer
Record UpdatedNov 20, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0000009294
DateOct 26, 2021
Instrument2021R-09294
Lender
NameATLANTIC REGIONAL FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Sagadahoc County and Bath City records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
MunicipalityBath City
Unified School DistrictRegional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,019.00 (+27.71%)$249,600 (+34.05%) Land $38,100 Building $211,500
2023$3,147.00 (+2.31%)$186,200 (+23.47%) Land $34,100 Building $152,100
2022$3,076.00$150,800 Land $29,500 Building $121,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
GoNetspeed
Fiber		2,000 / 2,000
Consolidated Communications
Fiber		2,000 / 2,000

May also be available: Verizon.

Based on FCC filings for 384 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBATH WATER DISTRICT
serves 9,205 people
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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