4 Corktree Ln, Elkton, MD 21921 Property Records

Cecil County property record for 4 Corktree Ln, Elkton, MD 21921

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,370 sqft · built 2009
Lot Size	0.043 acres (1,860 sqft)
Owner	2 Individual Names on File
Last Sale	$196,500 (Apr 2018)
Tax Bill	$4,522 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-134765`

Property Details

APN / Parcel Number

Primary APN	`05-134765`
Alternative APN	`134765`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,370 sqft Total Area
Basement Area	576 sqft
Finished Basement	576 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,860 sqft (0.043 acres)
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	134765
Street Address	4 CORKTREE LN
City	ELKTON
State	MD
Zip	21921-7137
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R4
Legal Description	LOT 50 - .0426 ACRE 4 CORKTREE LANE RIDGELY FOREST
Legal Subdivision	RIDGELY FOREST
Legal Lot Number	50
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	2
Census Block	2009
Census Tract	30903

Owner

4 Corktree Ln, a townhouse, is owned and occupied by two individuals who bought it in April 2018.

Source: Cecil County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 CORKTREE LN, ELKTON, MD 21921-7137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Oct 10, 2023	Deed of Trust, Mortgage · USDA Mortgage USDA
Apr 18, 2018	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2018 · Amount on File
Deed Sale	Apr 18, 2018 · Amount on File
Prior Sale	Jul 7, 2009 · Amount on File
Deed Book / Page	4230 / 149
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Recording Date	Jul 7, 2026
Property Address	4 CORKTREE LN, ELKTON, MD 21921-7137
Document Number	5813000131
Book / Page	5813 / 131
Instrument Date	Jun 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CORKTREE LN, ELKTON, MD 21921-7137

Mortgage

Document Number	5813000131,
Date	Jul 7, 2026
Book Page	5813/131

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 20, 2046

Interest

Rate	6.53%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	4 CORKTREE LN, ELKTON, MD 21921-7137
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CORKTREE LN, ELKTON, MD 21921-7137

Mortgage

Document Number	0053850127
Date	Oct 10, 2023
Book Page	5385/127

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Apr 1, 2052

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Apr 18, 2018
Property Address	4 CORKTREE LN, ELKTON, MD 21921-7137
Document Number	0042300149
Book / Page	4230 / 149
Map Reference	MB PC1110 PG57&58
Instrument Date	Apr 13, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KIRSH TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CORKTREE LN, ELKTON, MD 21921-7137

Mortgage

Document Number	0004230153
Date	Apr 18, 2018
Instrument	4230/153

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4 Corktree Ln was $4,522, up 8.7% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	North East Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,522.00 (+8.7%)	$267,700 (+10.15%) Land $85,000 Building $182,700	$267,700 (-) Land $85,000 Building $182,700
2025	$4,160.00	$243,033	$267,700 Land $85,000 Building $182,700
2023	$2,678.00	$193,700 Land $55,000 Building $138,700	$193,700 Land $55,000 Building $138,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Corktree Ln in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	22 (1979–2015)
Claims Outside the SFHA	7 of 22
Most Recent Claim	Oct 2015 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Corktree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH EAST serves 8,600 people · EPA ID MD0070016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2026 Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Organic carbon removal Jan 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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