Okaloosa County property record for 4 Coosa Ct, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,274 sqft · built 1979 |
| Lot Size | 0.335 acres (14,629 sqft) |
| Owner | Individual Name on File |
| Last Sale | $725,000 (Oct 2024) |
| Tax Bill | $6,412 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-8648-0 |
| Primary APN | C56-000-589-8648-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,274 sqft Heated Area |
| Gross Area | 2,938 sqft |
| 1st Floor Area | 2,274 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 14,629 sqft (0.335 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4 COOSA CT |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-4402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN BAYOU S/D LOT 8 BLK C |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | INDIAN BAYOU S/D |
| Legal Block | C |
| Legal Lot Number | 8 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 23304 |
4 Coosa Ct is owned by an individual who bought it in October 2024.
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 70 COUNTRY CLUB DR E, DESTIN, FL 32541-4401 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · VA Mortgage PROGRESS BANK & TRUST |
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU |
| Nov 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Aug 12, 2019 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BK |
| Jul 3, 2018 | Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2024 · Amount on File |
| Deed Sale | Oct 4, 2024 · Amount on File |
| Prior Sale | Nov 10, 2020 · Amount on File |
| Deed Document Number | 3714893 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4 COOSA CT, DESTIN, FL 32541-4402 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035550615 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 3555/615 |
| Instrument | 3465556 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, AL 35801 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4 COOSA CT, DESTIN, FL 32541-4402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0034664519 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 3466/4519 |
| Instrument | 3363350 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 10, 2020 |
| Property Address | 4 COOSA CT, DESTIN, FL 32541-4402 |
| Document Number | 0035044406 |
| Book / Page | 3504 / 4406 |
| Map Reference | MB 5 PG 114-117 |
| Instrument Date | Nov 9, 2020 |
| Instrument | 3406466 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | MCGILL ESCROW AND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,745.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1009 FOREST SHORE DR, 1009, MIRAMAR BEACH, FL 32550-3943 |
| Name | Verified Name |
|---|---|
| Address | 609 GILBERT CT, WINCHESTER, KY 40391-8752 |
| Document Number | 0035044407 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 3504/4407 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4 COOSA CT, DESTIN, FL 32541-4402 |
| Document Number | 0034162254 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 COOSA CT DESTIN FL 325414402, DESTIN, FL 32541-4402 |
| Document Number | 0034162254 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 003416/002254 |
| Instrument | 3301432 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 3, 2018 |
| Property Address | 4 COOSA CT, DESTIN, FL 32541-4402 |
| Document Number | 0033572208 |
| Book / Page | 003357 / 002208 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 3217389 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2018 |
| Title Company | MEAD LAW AND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,166.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 COOSA CT DESTIN FL 325414402, DESTIN, FL 32541-4402 |
| Document Number | 33572210 |
|---|---|
| Date | Jul 3, 2018 |
| Book Page | 003357/002210 |
| Instrument | 3217390 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 2, 2048 |
The 2025 property tax bill for 4 Coosa Ct was $6,412.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,412.00 | $541,434 Land $150,096 Building $391,338 | $541,434 Land $150,096 Building $391,338 |
| 2023 | $3,540.00 (+2.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $339,934 (+3%) | $455,754 (+9.87%) Land $136,190 Building $319,564 |
| 2022 | $3,453.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $330,033 | $414,796 Land $123,809 Building $290,987 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4 Coosa Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 117 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 460 units insured incl. 343 condo units |
| Nearby Flood Claims | 124 (1988–2020) |
| Claims Outside the SFHA | 83 of 124 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4 Coosa Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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