4 Cooper Rd, Apalachin, NY 13732 Property Records

Tioga County and Owego Town property record for 4 Cooper Rd, Apalachin, NY 13732

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1950
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$124,900 (Nov 2023)
Tax Bill$2,498 (2026)
Deeds & MortgagesNov 2023 Sale & Mortgage
Aug 2022 Foreclosure
Flood ZoneZone X (minimal risk)
APN493089 142.18-2-9

Property Details

APN / Parcel Number

Primary APN493089 142.18-2-9
Alternative APNs
  • 308914201800020090000000
  • 00000007044

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions180 ft deep x 69.2 ft wide

Exterior Amenities

PorchSlab
Porch Area30 sqft
Shed1 Shed
Canopy288 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000007044
Street Address4 COOPER RD
CityAPALACHIN
StateNY
Zip13732-3603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal Block2
Legal Lot Number9.000
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group1
Census Block1006
Census Tract20401

Owner

4 Cooper Rd is owned and occupied by an individual who bought it in November 2023.

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address4 COOPER RD, APALACHIN, NY 13732-3603
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 4, 2022Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2023 · Amount on File
Deed SaleNov 17, 2023 · Amount on File
Prior SaleAug 4, 2022 · Amount on File
Deed Document Number20234259
Prior Transfer DateOct 6, 2004
Prior Transfer Doc1142006001
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIOGA NY
Recording DateNov 17, 2023
Property Address4 COOPER RD, APALACHIN, NY 13732-3603
Document Number2023000004259
Instrument DateNov 13, 2023
Instrument20230-00004259
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 COOPER RD, APALACHIN, NY 13732-3603

Mortgage

Document Number23000004260
DateNov 17, 2023
Instrument230-00004260
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

August 2022: Deed, Foreclosure

Document TypeDeed
JurisdictionTIOGA NY
Recording DateAug 4, 2022
Property Address4 COOPER RD, APALACHIN, NY 13732-3603
Document Number2022000003476
Instrument DateJul 11, 2022
Instrument20220-00003476
Transaction TypeForeclosure
Record UpdatedAug 30, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5600 GRANITE PKWY, PLANO, TX 75024-4126
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 4 Cooper Rd was $2,498, down 11.2% from the year before.

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,498.00 (-11.2%)
2025$2,813.00$49,400 Land $7,600 Building $41,800$94,545 Land $14,545 Building $80,000
2023$49,400 (-) Land $7,600 Building $41,800$91,481 (+14.81%) Land $14,074 Building $77,407
2022$49,400 Land $7,600 Building $41,800$79,677 Land $12,258 Building $67,419
2019$1,321.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Cooper Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims14 (1979–2011)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Severe Storms And Flooding, Jun 2006 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Cooper Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOWEGO WD #2
serves 2,754 people · EPA ID NY5305672
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Empire Long Distance.

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