Flagler County property record for 4 Cooper Ln, Palm Coast, FL 32137 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,168 sqft · built 1973 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Owner Name on File |
| Last Sale | $85,000 (Sep 2014) |
| Tax Bill | $3,547 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7008-00020-0080 |
| Primary APN | 07-11-31-7008-00020-0080 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,168 sqft Heated Area |
| Gross Area | 2,571 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Driveway | Driveway |
| Driveway Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4 COOPER LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY CLUB COVE SECTION 8 BLOCK 2 LOT 8 OR 51 PG 545 OR 486 PG 482 OR 1295 PG 1141 OR 1382-208-DC OR 2006/115 OR 2026/176 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | COUNTRY CLUB COVE |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 60103 |
Source: Flagler County records · APN 07-11-31-7008-00020-0080
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 123 E LOUIS BROER RD, EAST PALATKA, FL 32131-2124 |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 2014 · Amount on Record |
| Deed Sale | Sep 24, 2014 · Amount on Record |
| Deed Document Number | 2014029305 |
| Deed Book / Page | 2026 / 0176 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 4 COOPER LN, PALM COAST, FL 32137-8129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023520401 |
|---|---|
| Date | May 02, 2019 |
| Book Page | 2352/0401 |
| Instrument | 2019015533 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 8.62% |
| Max Rate At Change | 10.6% |
| Index | 1-Year LIBOR |
| Margin | 6 |
| Max Rate | 13.6% |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,547.00 (+4.69%) | $195,202 (+3.74%) Land $61,500 Building $133,702 | $195,202 (+3.74%) Land $61,500 Building $133,702 |
| 2023 | $3,388.00 (+7.73%) | $188,164 (+12.13%) Land $61,500 Building $126,664 | $188,164 (+12.13%) Land $61,500 Building $126,664 |
| 2022 | $3,145.00 | $167,805 Land $61,500 Building $106,305 | $167,805 Land $61,500 Building $106,305 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350601031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 50 individual NFIP policies nearby |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 364 units insured 314 under condo master policies |
| Nearby Flood Claims | 19 (1982–2022) |
| Claims Outside the SFHA | 17 of 19 |
| Most Recent Claim | Nov 2022, rainfall accumulation, Hurricane Nicole |
| Claims By Storm |
|
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,083 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 296 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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