Otsego County and Worcester Town property record for 4 Cook St, Worcester, NY 12197
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Dec 2014) |
| Tax Bill | $2,174 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 366600 199.18-1-46.00 |
| Primary APN | 366600 199.18-1-46.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 3,049 sqft (0.07 acres) |
|---|---|
| Lot Dimensions | 67 ft deep x 45 ft wide |
| Account Number | 480423112 |
|---|---|
| Street Address | 4 COOK ST |
| City | WORCESTER |
| State | NY |
| Zip | 12197-2032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RHD |
| Legal Block | 1 |
| Legal Lot Number | 46.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | WORCESTER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 590702 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Worcester Historic District listed 1975 · 24 contributing resources · NRIS 75001221 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
4 Cook St is owned and occupied by an individual who bought it in December 2014.
Source: Otsego County and Worcester Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 COOK ST, WORCESTER, NY 12197-2032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2014 · Amount on File |
| Deed Sale | Dec 16, 2014 · Amount on File |
| Prior Sale | Jun 7, 2011 · Amount on File |
| Deed Book / Page | 2014 / 5842 |
| Prior Transfer Date | Aug 29, 2014 |
| Prior Transfer Doc | 2014004649 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 4 Cook St was $2,174 with exemptions applied, up 16.4% from the year before.
Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Worcester Town |
| Unified School District | Worcester Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,174.00 (+16.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | ||
| 2025 | $1,867.00 | $42,900 Land $4,600 Building $38,300 | $104,380 Land $11,192 Building $93,188 |
| 2023 | $42,900 Land $4,600 Building $38,300 | $93,261 Land $10,000 Building $83,261 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Cook St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Cook St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER WD #2 - WORCESTER serves 656 people · EPA ID NY3800160 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jan 2015 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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