4 Concord Ter, Enfield, CT 06082 Property Records

Enfield Town property record for 4 Concord Ter, Enfield, CT 06082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,020 sqft · built 1956
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$152,500 (Aug 2010)
Tax Bill	$4,640 (2025)
Deeds & Mortgages	Dec 2024 Refinance May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`ENFI M:061 L:0133`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:061 L:0133`
Alternative APNs	`M:0424 B:0002 L:0015` `42400020015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
Gross Area	2,115 sqft
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	42400020015
Street Address	4 CONCORD TER
City	ENFIELD
State	CT
Zip	06082-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Lot Number	133
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	1
Census Block	1010
Census Tract	480300

Owner

4 Concord Ter is owned and occupied by an individual who bought it in August 2010.

Source: Enfield Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4 CONCORD TER, ENFIELD, CT 06082-2107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
May 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2010 · Amount on File
Deed Sale	Aug 31, 2010 · Amount on File
Deed Book / Page	2516 / 1245
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	4 CONCORD TER, ENFIELD, CT 06082-2107
Transaction Type	Mortgage
Record Updated	Dec 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002923-764
Date	Dec 2, 2024
Book Page	2923/764
Instrument	2025008349

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	4 CONCORD TER, ENFIELD, CT 06082-2107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2754-1056
Date	May 1, 2020
Book Page	2754/1056
Instrument	2020018904

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4 Concord Ter was $4,640.

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,640.00	$133,900 Land $53,200 Building $80,700	$93,730 Land $37,240 Building $56,490
2024	$4,640.00 (+4.18%)
2023	$4,454.00 (+8.74%)	$133,900 (-) Land $53,200 Building $80,700
2022	$4,096.00	$133,900 Land $53,200 Building $80,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Concord Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Concord Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Frontier, GoNetspeed, T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Concord Ter

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