4 Concord Rd, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 4 Concord Rd, Fairfield, NJ 07004

Property Summary

Property TypeSingle Family Home
Details3,648 sqft · built 1976
Lot Size0.347 acres (15,120 sqft)
Owner2 Individual Names on File
Last Sale$735,000 (Jun 2008)
Tax Bill$16,190 (2025)
Deeds & MortgagesSep 2020 Line of Credit
Flood ZoneZone X (moderate risk)
APN07-03904-0000-00008

Property Details

APN / Parcel Number

Primary APN07-03904-0000-00008
Alternative APNs
  • 070390400008
  • 00001775

Interior

Stories2 Stories
Building Area3,648 sqft Living Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Construction TypeFrame
Lot Area15,120 sqft (0.347 acres)
Lot Dimensions140 ft deep x 108 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number00001775
Street Address4 CONCORD RD
CityFAIRFIELD
StateNJ
Zip07004-1816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description108X140
Legal SubdivisionOAK PARK ESTATES
Legal Block3904
Legal Lot Number8
JurisdictionESSEX NJ
Township / Civil DivisionFAIRFIELD
Census Block Group4
Census Block4023
Census Tract21601

Owner

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4 CONCORD RD, FAIRFIELD, NJ 07004-1816
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 19, 2008 · Amount on Record
Deed SaleJun 19, 2008 · Amount on Record
Deed Document Number20088056093
Deed Book / Page12142 / 2710
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address4 CONCORD RD, FAIRFIELD, NJ 07004-1816
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanySOUTHCOAST T&E INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000085885
DateSep 3, 2020
Instrument2020085885
Lender
NameGARDEN SAVINGS FCU
TypeCredit Union
AddressPARSIPPANY, NJ 07054
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 2, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionFairfield Township
Elementary School DistrictFairfield Township School District (KG - 06)
Secondary School DistrictWest Essex Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$778,000 (-) Land $325,600 Building $452,400$778,000 (-) Land $325,600 Building $452,400
2025$16,190.00 (-2.58%)$778,000 (-) Land $325,600 Building $452,400$778,000 (-) Land $325,600 Building $452,400
2024$16,618.00 (+6.64%)
2023$778,000 Land $325,600 Building $452,400$778,000 Land $325,600 Building $452,400
2022$15,583.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims14 (1978–2021)
Claims Outside the SFHA3 of 14
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRFIELD WATER DEPT
serves 7,400 people · EPA ID NJ0707001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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