Middlesex County and Acton Town property record for 4 Concetta Cir, Acton, MA 01720 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1987 |
| Square Footage | 2,726 sqft Living Area |
| Lot Size | 40,001 sqft (0.918 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $722,000 (2017) |
| Tax Bill | $18,858.00 (2025) |
| Primary APN | ACTO M:00I3 B:0102 L:0003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,726 sqft Living Area |
| Gross Area | 5,745 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 40,001 sqft (0.918 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 4 CONCETTA CIR |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-5916 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 102 |
| Legal Lot Number | 3 |
| Jurisdiction | ACTON MA |
| Minor Civil Division | ACTON |
| Census Blockgroup | 3 |
| Census Block | 3023 |
| Census Tract | 363104 |
Source: Middlesex County and Acton Town records · APN ACTO M:00I3 B:0102 L:0003
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 CONCETTA CIR, ACTON, MA 01720-5916 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| May 24, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CITIZENS BANK |
| Jul 27, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance CITIZENS BANK OF RHODE ISLAND |
| Aug 29, 2017 | Quit Claim Arm's Length for NE States, Transfer ARK LA TEX SVCS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 29, 2017 · Amount on Record |
| Deed Sale | Aug 29, 2017 · Amount on Record |
| Prior Sale | Jun 01, 2004 · Amount on Record |
| Deed Book / Page | 69845 / 461 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 4 CONCETTA CIR, ACTON, MA 01720-5916 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078309-275 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 78309/275 |
| Instrument | 165716 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 4 CONCETTA CIR, ACTON, MA 01720-5916 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0077843-51 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 77843/51 |
| Instrument | 117124 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 4 CONCETTA CIR, ACTON, MA 01720-5916 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75214-169 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 75214/169 |
| Instrument | 122719 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Aug 29, 2017 |
| Property Address | 4 CONCETTA CIR, ACTON, MA 01720-5916 |
| Document Number | 69845-461 |
| Book / Page | 69845 / 461 |
| Instrument | 138617 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132.49 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 CONCETTA CIR, ACTON, MA 01720-5916 |
| Document Number | 698450462 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 69845/0462 |
| Name | ARK LA TEX SVCS LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 29, 2047 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,858.00 (+7.4%) | $1,099,600 (+4.4%) Land $357,600 Building $742,000 | $1,001,775 (+3.18%) |
| 2024 | $17,559.00 (+10.13%) | $1,053,300 (+16%) Land $357,600 Building $695,700 | $970,900 |
| 2023 | $15,944.00 | $908,000 Land $325,200 Building $582,800 |
4 Concetta Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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