4 Commerce St, Smyrna, DE 19977 Property Records

Kent County property record for 4 Commerce St, Smyrna, DE 19977

Property Summary

Property Type	Exempt (Full or Partial)
Details	built 1980
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on File
Last Sale	$137,500 (Nov 2018)
Deeds & Mortgages	May 2021 Line of Credit Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-17-010.17-02-79.00-000`

Property Details

APN / Parcel Number

Primary APN	`1-17-010.17-02-79.00-000`
Alternative APNs	`DC17010.170279.00/000` `1287`

Exterior

Year Built	Built 1980
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	152 ft deep x 83 ft wide

Location & Zoning

Account Number	1287
Old Parcel Number	DC17010.170279.00/000
Street Address	4 COMMERCE ST
City	SMYRNA
State	DE
Zip	19977
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	CC
Legal Description	NW COMMERCE ST & SW MAIN SMYRNA 4 WEST COMMERCE STREET
Legal Subdivision	TOWN/SMYRNA
Jurisdiction	KENT DE
Township / Civil Division	SMYRNA
Census Block Group	2
Census Block	2006
Census Tract	40201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Smyrna Historic District listed 1980 · 475 contributing resources · NRIS 80000930

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kent County assessment roll, as of February 15, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5 W COMMERCE ST, SMYRNA, DE 19977-1463
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Line of Credit THE WILMINGTON SAVINGS BANK
Nov 9, 2018	Special Warranty Deed, Transfer · Commercial Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 9, 2018 · Amount on Record
Deed Sale	Nov 9, 2018 · Amount on Record
Prior Sale	Oct 20, 2006
Deed Document Number	D 9365 0209
Deed Book / Page	D 9365 / 209
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	4 COMMERCE ST, SMYRNA, DE 19977
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 W COMMERCE ST, SMYRNA, DE 19977-1463

Mortgage

Document Number	0000419647
Date	May 28, 2021
Book Page	11102/297
Instrument	2021-419647

Lender

Name	THE WILMINGTON SAVINGS BANK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENT DE
Recording Date	Nov 9, 2018
Property Address	4 COMMERCE ST, SMYRNA, DE 19977
Document Number	0000351522
Book / Page	9365 / 209
Instrument Date	Nov 2, 2018
Instrument	2018-351522
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5325 E CAMELBACK RD1100, 5325, PHOENIX, AZ 85018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5, SMYRNA, DE 19977-0005

Mortgage

Document Number	0000351523
Date	Nov 9, 2018
Book Page	9365/215
Instrument	2018-351523

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kent County assessment roll, as of February 15, 2023

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Smyrna Town
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	Additional exemption filed	$59,900 Land $26,900 Building $33,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMYRNA WATER DEPARTMENT serves 11,813 people · EPA ID DE0000657
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Cogeco Cable Holdings II, T-Mobile USA.

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