4 Commerce St, Hill, NH 03243 Property Records

Merrimack County and Hill Town property record for 4 Commerce St, Hill, NH 03243

Property Summary

Property Type	Apartment House (2-4 Units)
Details	7 bd · 5 ba · 4,104 sqft · built 1941
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$190,000 (Jul 2022)
Tax Bill	$4,803 (2024)
Deeds & Mortgages	Mar 2023 Refinance Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HILL M:0000V L:0000S5 S:000000`

Property Details

APN / Parcel Number

Primary APN	`HILL M:0000V L:0000S5 S:000000`
Alternative APN	`M:0000V B:0000S5 L:000000`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Units	5 Units
Stories	1 Story
Building Area	4,104 sqft Living Area
Gross Area	7,253 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 COMMERCE ST
City	HILL
State	NH
Zip	03243-3155
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	COMMER
Legal Lot Number	S5
Jurisdiction	HILL TOWN NH
Township / Civil Division	HILL
Census Block Group	1
Census Block	1011
Census Tract	41500

Owner

Source: Merrimack County and Hill Town records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	821 CENTRAL ST, FRANKLIN, NH 03235-2026
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FRANKLIN SAVINGS BANK
Jul 25, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage LYNDA CAZA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Prior Sale	Dec 30, 2013 · Amount on Record
Deed Document Number	202214484
Deed Book / Page	3800 / 500
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TOWN NH
Property Address	4 COMMERCE ST, HILL, NH 03243-3155
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003063
Date	Mar 13, 2023
Book Page	3820/1539
Instrument	202300003063

Lender

Name	FRANKLIN SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILL TOWN NH
Recording Date	Jul 25, 2022
Property Address	4 COMMERCE ST, HILL, NH 03243-3155
Document Number	0000014484
Book / Page	3800 / 500
Instrument Date	Jul 25, 2022
Instrument	202200014484
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 OLD CALL RD, FRANKLIN, NH 03235-1159

Mortgage

Document Number	0000014485
Date	Jul 25, 2022
Instrument	202200014485

Lender

Name	LYNDA CAZA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merrimack County and Hill Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Hill Town
Elementary School District	Hill School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$4,803.00 (+4.01%)	$356,800 (+101.13%) Land $70,000 Building $286,800
2022	$4,618.00	$177,400 Land $43,000 Building $134,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILL WATER WORKS serves 600 people · EPA ID NH1131010
Water Source	Groundwater
Last State Inspection	Jul 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NH Broadband Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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