4 Commerce Dr, Eureka Springs, AR 72632 Property Records

Carroll County property record for 4 Commerce Dr, Eureka Springs, AR 72632 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,584 sqft · built 2006
Lot Size	0.644 acres (28,085 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Jul 2008)
Tax Bill	$396 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`925-01988-000`

Property Details

APN / Parcel Number

Primary APN	`925-01988-000`
Alternative APNs	`87620.0` `24542`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Flooring	Carpet

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	28,085 sqft (0.644 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Driveway	Concrete Driveway
Driveway Area	900 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	24 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4 COMMERCE DR
City	EUREKA SPRINGS
State	AR
Zip	72632-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16C
Legal Range	26
Legal Township	20
Legal Section	27
Legal Subdivision	EUREKA SOUTH
Legal Tract	16C
Legal Lot Number	16C
Jurisdiction	CARROLL AR
Township / Civil Division	CEDAR
Census Block Group	2
Census Block	2047
Census Tract	950100

Owner

Source: Carroll County records · APN 925-01988-000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 COMMERCE DR, EUREKA SPRINGS, AR 72632-9743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 09, 2026	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 01, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 07, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Oct 02, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2008 · Amount on Record
Deed Sale	Jul 30, 2008 · Amount on Record
Prior Sale	Feb 08, 2007 · Amount on Record
Deed Book / Page	181 / 71
Last Transfer Date	Sep 17, 2020
Transfer Doc	DWEST2020/3245
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL AR
Property Address	4 COMMERCE DR, EUREKA SPRINGS, AR 72632-9743
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 COMMERCE DR, EUREKA SPRINGS, AR 72632-9743

Mortgage

Document Number	2026R00000169
Date	Jan 09, 2026
Instrument	2026R-00000169

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	3131 CAMINO DEL RIO N STE 1100, SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2031
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5.99%
Index	1-Year CMT

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL AR
Property Address	4 COMMERCE DR, EUREKA SPRINGS, AR 72632-9743
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/7290
Date	Nov 01, 2017
Book Page	2017/7290

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2047

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL AR
Property Address	4 COMMERCE DR, EUREKA SPRINGS, AR 72632-9743
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/4765
Date	Aug 07, 2023
Book Page	2023/4765

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL AR
Recording Date	Oct 02, 2020
Property Address	4 COMMERCE DR, EUREKA SPRINGS, AR 72632-9743
Document Number	DWEST2020/3245
Book / Page	DWEST2020 / 3245
Map Reference	CAB A SL 22
Instrument Date	Sep 17, 2020
Transaction Type	Transfer
Record Updated	Oct 04, 2021
Title Company	TIMIOS INC, TIMIOS INC REFI

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 COMMERCE DR, EUREKA SPRINGS, AR 72632-9743

Mortgage

Document Number	MWEST20208725
Date	Oct 02, 2020
Instrument	MWEST2020/8725

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Carroll County
Municipality	Eureka Springs City
Unified School District	Eureka Springs School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$396.00 (-30.65%) Homeowner's exemption	$40,970 (+29.57%) Land $2,500 Building $38,470	$204,850 (+29.57%) Land $12,500 Building $192,350
2023	$571.00 Homeowner's exemption	$31,620 Land $2,000 Building $29,620	$158,100 Land $10,000 Building $148,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (05015C), updated March 17, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050159501002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (2015–2022)
Claims Outside the SFHA	1 of 7
Most Recent Claim	May 2022, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 49% of Arkansas
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 71 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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