4 Colwell Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 4 Colwell Dr, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,016 sqft · built 2005
Lot Size	0.382 acres (16,640 sqft)
Owner	2 Trust Names on File
Last Sale	$550,000 (Aug 2022)
Tax Bill	$6,260 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-0010-94`

Property Details

APN / Parcel Number

Primary APN	`3-0010-94`
Alternative APNs	`CUMB M:054 B:0559 L:000` `9190-49`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	4,340 sqft
1st Floor Area	1,008 sqft
Attic	Attic
Attic Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,640 sqft (0.382 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3-0010-94
Street Address	4 COLWELL DR
City	CUMBERLAND
State	RI
Zip	02864-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	559
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	4
Census Block	4030
Census Tract	11403

Owner

4 Colwell Dr is held in a trust since July 2025.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4 COLWELL DR, CUMBERLAND, RI 02864-2004
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2022 · Amount on File
Deed Sale	Aug 22, 2022 · Amount on File
Prior Sale	Jun 30, 2016 · Amount on File
Last Transfer Date	Jul 29, 2025
Transfer Doc	002007-759
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Aug 22, 2022
Property Address	4 COLWELL DR, CUMBERLAND, RI 02864-2004
Document Number	001938-880
Book / Page	1938 / 880
Instrument Date	Aug 22, 2022
Instrument	134770
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 COLWELL DR, CUMBERLAND, RI 02864-2004

Mortgage

Document Number	0000134771
Date	Aug 22, 2022
Instrument	134771

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Type Change Date	Sep 1, 2032
Max Rate At Change	2.88%
Index	Other

Tax Assessment & Valuation

The 2026 property tax bill for 4 Colwell Dr was $6,260, down 0.7% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,260.00 (-0.67%)	$625,400 (+21.77%) Land $221,200 Building $404,200	$646,666
2025	$6,302.00	$513,600 Land $147,400 Building $366,200
2023	$5,968.00 (+2.19%)	$513,600 (+31.83%) Land $147,400 Building $366,200
2022	$5,840.00	$389,600 Land $105,300 Building $284,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Colwell Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Colwell Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880