4 Colgate Ave, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 4 Colgate Ave, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 1987
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$134,010 (Jan 2019)
Tax Bill	$9,071 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`35-03707-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`35-03707-0000-00001`
Alternative APNs	`3509050000000005` `00105138`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	300 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	00105138
Street Address	4 COLGATE AVE
City	NEPTUNE
State	NJ
Zip	07753-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	SMITH FARMS SEC 02
Legal Block	3707
Legal Lot Number	1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE
Census Block Group	2
Census Block	2002
Census Tract	807900

Owner

4 Colgate Ave is owned and occupied by an individual who bought it in January 2019.

Source: Monmouth County and Neptune Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4 COLGATE AVE, NEPTUNE, NJ 07753-2506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 8, 2019	Quit Claim Deed, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2019 · Amount on File
Deed Sale	Jan 8, 2019 · Amount on File
Prior Sale	Feb 28, 2002 · Amount on File
Deed Document Number	20192360
Deed Book / Page	9329 / 9275
Prior Transfer Date	Oct 4, 2018
Prior Transfer Doc	0000002360
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 COLGATE AVE, NEPTUNE, NJ 07753-2506
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095495362
Date	Oct 7, 2021
Book Page	9549/5362
Instrument	2021149404

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 8, 2019
Property Address	4 COLGATE AVE, NEPTUNE, NJ 07753-2506
Document Number	0000002360
Book / Page	009329 / 009275
Instrument Date	Oct 4, 2018
Instrument	2360
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Tax	$134.01
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 COLGATE AVE NEPTUNE NJ 077532506, NEPTUNE, NJ 07753-2506

Tax Assessment & Valuation

The 2025 property tax bill for 4 Colgate Ave was $9,071, up 3.7% from the year before.

Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Neptune Township
Unified School District	Neptune Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$596,900 (+21.08%) Land $396,600 Building $200,300	$596,900 (+21.08%) Land $396,600 Building $200,300
2025	$9,071.00 (+3.74%)	$493,000 Land $245,300 Building $247,700	$493,000 Land $245,300 Building $247,700
2024	$8,744.00
2023		$441,900 Land $204,400 Building $237,500	$441,900 Land $204,400 Building $237,500
2022	$7,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Colgate Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Colgate Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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