Mono County property record for 4 Coldwater Rd, Chalfant, CA 93514
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 1979 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,325 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 026-293-001-000 |
| Primary APN | 026-293-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 4 COLDWATER RD |
|---|---|
| City | BISHOP |
| State | CA |
| Zip | 93514-9459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMH |
| Legal Description | SUB: WOLBACH PLAT BOOK: M4 PLAT PAGE: 41 BLOCK: 1 LOT: 1 |
| Legal Subdivision | WOLBACH |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MONO CA |
| Township / Civil Division | MAMMOTH LAKES |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 101 |
Source: Mono County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 COLDWATER RD, BISHOP, CA 93514-9459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Feb 13, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Feb 28, 2019 | Affidavit of Death of Joint Tenant, Transfer · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 21, 2019 |
| Transfer Doc | 0000000676 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONO CA |
| Property Address | 4 COLDWATER RD, CHALFANT, CA 93514-9459 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4 COLDWATER RD, BISHOP, CA 93514-9459 |
| Document Number | 0000003175 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021003175 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONO CA |
| Property Address | 4 COLDWATER RD, CHALFANT, CA 93514-9459 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000000715 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 2020000715 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MONO CA |
| Recording Date | Feb 28, 2019 |
| Property Address | 4 COLDWATER RD, CHALFANT, CA 93514-9459 |
| Document Number | 0000000676 |
| Map Reference | MB 4 PG 41 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 2019000676 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | ORANGE COAST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4 COLDWATER RD, BISHOP, CA 93514-9459 |
| Document Number | 0000000677 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 2019000677 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Mono County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Mono County |
| Unified School District | Eastern Sierra Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $123,752 (+2%) Land $31,813 Building $91,939 | |
| 2025 | $1,325.00 (+2.24%) | $121,327 (+4.04%) Land $31,190 Building $90,137 |
| 2023 | $1,296.00 | $116,618 Land $29,980 Building $86,638 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 2 (2021–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Race Communications Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures