4 Coco Beach, #205, Laguna Niguel, CA 92677 Property Records

Orange County property record for 4 Coco Beach, #205, Laguna Niguel, CA 92677

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 820 sqft · built 1987
Owner	2 Trust Names on File
Last Sale	$404,000 (Apr 2016)
Tax Bill	$4,838 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`931-923-24`

Property Details

APN / Parcel Number

Primary APN	`931-923-24`
Alternative APN	`649-521-14`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	820 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Garage Area	251 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4 COCO BCH, 205
City	LAGUNA NIGUEL
State	CA
Zip	92677-5605
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 12608 BLK LOT 5 UN 205 TR 12608 LOT 5 UNIT 205 OF PROJECT LOCATED ON AP
Legal Subdivision	PHASE 4 OF PALM COURT
Legal Tract	12608
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	42337

Owner

4 Coco Beach, #205 is held in a trust since September 2016.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	15778 LIVE OAK RD, CHINO HILLS, CA 91709-3838
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2016 · Amount on File
Deed Sale	Apr 20, 2016 · Amount on File
Prior Sale	Sep 18, 1998 · Amount on File
Deed Document Number	2016173531
Last Transfer Date	Sep 30, 2016
Transfer Doc	0000311903
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4 COCO BCH # 205, 205, LAGUNA NIGUEL, CA 92677-5605
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	WESTERN RESOURCES TTL & SYNR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15778 LIVE OAK RD, CHINO HILLS, CA 91709-3838

Mortgage

Document Number	0000073058
Date	Feb 2, 2021
Instrument	2021000073058

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 28, 2017
Property Address	4 COCO BCH # 205, 205, LAGUNA NIGUEL, CA 92677-5605
Document Number	0000311903
Instrument Date	Sep 30, 2016
Instrument	311903
Transaction Type	Transfer
Record Updated	Aug 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	15778 LIVE OAK RD CHINO HILLS CA 917093838, CHINO HILLS, CA 91709-3838

Tax Assessment & Valuation

The 2025 property tax bill for 4 Coco Beach, #205 was $4,838.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$487,815 (+2%) Land $394,725 Building $93,090
2025	$4,838.00	$478,250 Land $386,985 Building $91,265
2023	$4,657.00 (+1.93%)	$459,680 Land $371,958 Building $87,722
2022	$4,569.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4 Coco Beach, #205 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Coco Beach, #205 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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