4 Cobblestone Dr, Anniston, AL 36207 Property Records

Calhoun County property record for 4 Cobblestone Dr, Anniston, AL 36207

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,855 sqft · built 2006
Lot Size0.171 acres (7,449 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Aug 2020)
Tax Bill$1,042 (2026)
Deeds & MortgagesJan 2020 Mortgage
Aug 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN21-06-14-0-005-088.002

Property Details

APN / Parcel Number

Primary APN21-06-14-0-005-088.002
Alternative APNs
  • 191991
  • 79890

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,855 sqft Living Area
Gross Area2,238 sqft
1st Floor Area1,855 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,449 sqft (0.171 acres)
Lot Dimensions149 ft deep x 50 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPatio

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number191991
Street Address4 COBBLESTONE DR
CityANNISTON
StateAL
Zip36207-5606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 14 TSP 16S RNG 08E VILLAGE AT COBBLESTONE LOT 2 ANNISTON
Legal Range08E
Legal Township16S
Legal Section14
Legal SubdivisionVILLAGE AT COBBLESTONE
Legal Lot Number2
JurisdictionCALHOUN AL
Township / Civil DivisionANNISTON
Census Block Group1
Census Block1010
Census Tract1000

Owner

Source: Calhoun County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 COBBLESTONE DR, ANNISTON, AL 36207-5606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHEAHA BANK
Aug 20, 2020Warranty Deed, Transfer · Conventional Mortgage
CHEAHA BANK
Jan 8, 2020Warranty Deed, Transfer · Conventional Mortgage
CHEAHA BANK
Sep 27, 2019Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2020 · Amount on Record
Deed SaleAug 20, 2020 · Amount on Record
Prior SaleJan 8, 2020 · Amount on Record
Deed Document Number20203268-0317
Deed Book / Page3268 / 317
Prior Transfer DateSep 20, 2019
Prior Transfer Doc003254/893
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALHOUN AL
Property Address4 COBBLESTONE DR, ANNISTON, AL 36207-5606
Transaction TypeMortgage
Record UpdatedDec 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number004934/858
DateJan 8, 2020
Book Page4934/858
Instrument4934-0858
Lender
NameCHEAHA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALHOUN AL
Recording DateAug 20, 2020
Property Address4 COBBLESTONE DR, ANNISTON, AL 36207-5606
Document Number003268/317
Book / Page3268 / 317
Map ReferenceMBFF PG65
Instrument DateAug 20, 2020
Instrument3268-0317
Transaction TypeTransfer
Record UpdatedJul 15, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14405 WALTERS RD, 14405, OXFORD, AL 36203

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 COBBLESTONE DR, ANNISTON, AL 36207-5606

Mortgage

Document Number0049620313
DateAug 20, 2020
Instrument4962/0313
Lender
NameCHEAHA BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALHOUN AL
Recording DateJan 8, 2020
Property Address4 COBBLESTONE DR, ANNISTON, AL 36207-5606
Document Number0003259/49
Book / Page3259 / 49
Instrument DateJan 6, 2020
Instrument3259-0049
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345

Transferred To (Grantee/Buyer)

NameVerified Name
Address1126 SNOW ST, OXFORD, AL 36203-1213
InvestorPossibly a Property Investor

Mortgage

Document Number004934/851
DateJan 8, 2020
Book Page4934/851
Instrument4934-0851
Lender
NameCHEAHA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2019: Foreclosure

Document TypeForeclosure
JurisdictionCALHOUN AL
Recording DateSep 27, 2019
Property Address4 COBBLESTONE DR, ANNISTON, AL 36207-5606
Document Number003254/893
Book / Page3254 / 893
Instrument DateSep 20, 2019
Instrument3254-0893
Transaction TypeForeclosure
Record UpdatedJul 15, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCalhoun County
MunicipalityAnniston City
Unified School DistrictAnniston City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,042.00 (-4.93%)
2025$1,096.00 (-4.28%) Homeowner's exemption$22,280 (-4.16%)$222,840 (-4.15%) Land $30,000 Building $192,840
2024$1,145.00 (-1.72%) Homeowner's exemption$23,248 (-0.73%) Land $3,000 Building $20,248$232,480 (-0.73%) Land $30,000 Building $202,480
2023$1,165.00 Homeowner's exemption$23,418 (-) Land $3,000 Building $20,418$234,180 (-) Land $30,000 Building $204,180
2022$1,165.00$23,418 Land $3,000 Building $20,418$234,180 Land $30,000 Building $204,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANNISTON ALABAMA, THE WWSB OF THE CITY O
serves 56,865 people · EPA ID AL0000133
Water SourceSurface water
Last State InspectionMar 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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