4 Cobblestone Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4 Cobblestone Ct, Saint Charles, MO 63304 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,871 sqft · built 1978
Lot Size	0.276 acres (12,012 sqft)
Owner	Individual Name on File
Tax Bill	$2,971 (2022)
Flood Zone	Zone X (minimal risk)
APN	`487860A037`

Property Details

APN / Parcel Number

Primary APN	`487860A037`
Alternative APN	`3-0015-5212-00-0037.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,871 sqft Living Area
Gross Area	4,246 sqft
1st Floor Area	1,871 sqft
Basement Area	1,871 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,012 sqft (0.276 acres)
Lot Dimensions	143 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	102 sqft
Deck Area	Deck Area
Patio Area	207 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	487860A037
Street Address	4 COBBLESTONE CT
City	SAINT CHARLES
State	MO
Zip	63304-6810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODSTONE EST LOT 37
Legal Subdivision	WOODSTONE EST
Legal Lot Number	37
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2005
Census Tract	311149

Owner

Source: St. Charles County records · APN 487860A037

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 COBBLESTONE CT, SAINT CHARLES, MO 63304-6810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 18, 2007
Deed Sale	Dec 18, 2007
Deed Document Number	2007998910
Deed Book / Page	4895 / 570
Prior Transfer Date	Dec 12, 2007
Prior Transfer Doc	0000998910
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,239 (+11.23%)	$322,308 (+11.23%) Land $85,716 Building $236,592
2023		$55,056 (+19.28%)
2022	$2,971.00	$46,157	$289,771 (+19.28%) Land $85,716 Building $204,055
2021			$242,932 Land $71,430 Building $171,502

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111492, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force 5 of 5 on primary residences
Nearby Flood Claims	11 (1979–2020)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Aug 2020, river or lake flooding
Flood Events	Severe Storms & Flooding (Jul 1993), 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.