4 Cobble Ct, Florence, CO 81226 Property Records

Fremont County property record for 4 Cobble Ct, Florence, CO 81226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 1995
Lot Size	0.565 acres (24,605 sqft)
Owner	Individual Name on Record
Tax Bill	$765 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R029884`

Property Details

APN / Parcel Number

Primary APN	`R029884`
Alternative APN	`98704317`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Architectural Style	Modular
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,605 sqft (0.565 acres)

Exterior Amenities

Deck Area	Deck Area
Patio Area	404 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R029884
Street Address	4 COBBLE CT
City	FLORENCE
State	CO
Zip	81226-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 ROCKRIMMON MANUF #93000-04-542 PURGED 1998 AFFIDAVIT OF REAL PROPERTY RECORDED 6/09/2022 #1017317
Legal Subdivision	ROCKRIMMON
Legal Block	895
Legal Lot Number	4
Jurisdiction	FREMONT CO
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1018
Census Tract	979400

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 COBBLE CT, FLORENCE, CO 81226-8909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Jul 3, 2023	Special Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE CO
Aug 27, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE SAN JUANS
Jul 5, 2022	Special Warranty Deed, Transfer · FHA Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	4 COBBLE CT, FLORENCE, CO 81226-8909
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 COBBLE CT, FLORENCE, CO 81226-8909

Mortgage

Document Number	0001034978
Date	Mar 12, 2024
Instrument	1034978

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jul 1, 2053

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Jul 3, 2023
Property Address	4 COBBLE CT, FLORENCE, CO 81226-8909
Document Number	0001028501
Instrument Date	Jun 30, 2023
Instrument	1028501
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$23.79
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 COBBLE CT, FLORENCE, CO 81226-8909

Mortgage

Document Number	0001028502
Date	Jul 3, 2023
Instrument	1028502

Lender

Name	THE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Mortgage

Document Number	0001028503
Date	Jul 3, 2023
Instrument	1028503

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	4 COBBLE CT, FLORENCE, CO 81226-8909
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000977110
Date	Aug 27, 2019
Instrument	977110

Lender

Name	BANK OF THE SAN JUANS
Type	Bank
Address	FLORENCE, CO 81226

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Jul 5, 2022
Property Address	4 COBBLE CT, FLORENCE, CO 81226-8909
Document Number	0001018142
Instrument Date	Jun 27, 2022
Instrument	1018142
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	EMPIRE TITLE CO SPRINGS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$21.55
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 COBBLE CT, FLORENCE, CO 81226-8909

Mortgage

Document Number	0001018143
Date	Jul 5, 2022
Instrument	1018143

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Mortgage

Document Number	0001018144
Date	Jul 5, 2022
Instrument	1018144

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Municipality	Williamsburg Town
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$765.00 (+44.89%)	$11,764 (-1.14%)	$188,211 (+5.97%)
2024	$528.00 (+14.04%)	$11,900 (+61.86%)
2023	$463.00 (-1.28%)	$7,352 (-0.28%)	$177,607 (+67.42%)
2022	$469.00	$7,373	$106,084

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 64% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WILLIAMSBURG serves 775 people · EPA ID CO0122950
Water Source	Purchased surface water from CITY OF FLORENCE
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: SECOM, Verizon.

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