Beaufort County property record for 4 Cobalt Ln, Bluffton, SC 29910 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 8 ba · 2,758 sqft · built 2015 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,695,000 (Mar 2022) |
| Tax Bill | $33,164 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 242002264 |
| Primary APN | 242002264 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,758 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 242002264 |
|---|---|
| Street Address | 4 COBALT LN |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-8327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5040 BLK D-3 & BLK D-4 PALMETTO BLUFF PH 1 PB138 P62 |
| Legal Subdivision | PALMETTO BLUFF S/D |
| Legal Phase | 1 |
| Legal Block | D-3 |
| Legal Lot Number | 5040 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1153 |
| Census Tract | 2102 |
Source: Beaufort County records · APN 242002264
Assessment roll updated September 13, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3717 BUTLER RD, REISTERSTOWN, MD 21136-3876 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 17, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 17, 2022 · Amount on Record |
| Deed Sale | Mar 17, 2022 · Amount on Record |
| Prior Sale | Jun 19, 2006 · Amount on Record |
| Deed Document Number | 2022016638 |
| Deed Book / Page | 4126 / 1369 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 4 COBALT LN, BLUFFTON, SC 29910-8327 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000025111 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 4140/893 |
| Instrument | 2022025111 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | Other |
| Max Rate | 7.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Mar 17, 2022 |
| Property Address | 4 COBALT LN, BLUFFTON, SC 29910-8327 |
| Document Number | 0000016638 |
| Book / Page | 4126 / 1369 |
| Map Reference | MB 138 PG 62 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022016638 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,007.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3717 BUTLER RD, REISTERSTOWN, MD 21136-3876 |
Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,164.00 (+1.5%) | $116,360 (-) | |
| 2024 | $32,675.00 | $116,360 (-) | $2,585,900 (-) Land $475,000 Building $2,110,900 |
| 2023 | $32,675.00 (+87.4%) | $116,360 (+96.65%) | $2,585,900 (+123.4%) Land $475,000 Building $2,110,900 |
| 2022 | $17,436.00 | $59,170 | $1,157,500 Land $215,000 Building $942,500 |
Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), updated March 23, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 37% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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