Lafayette County property record for 4 Co Rd 4015, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,842 sqft · built 1991 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,449 (2025) |
| Deeds & Mortgages | Mar 2026 Construction Loan Jul 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-02-022.00 |
| Primary APN | 181-02-022.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,842 sqft Living Area |
| 1st Floor Area | 1,438 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 16163 |
|---|---|
| Street Address | 4 COUNTY ROAD 4015 |
| City | OXFORD |
| State | MS |
| Zip | 38655-9445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 NE1/4 W OF HWY PREV APN: 113 -02-012-C |
| Legal Range | 03W |
| Legal Township | 09S |
| Legal Section | 02 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950506 |
4 Co Rd 4015 is owned and occupied by two individuals who acquired it in July 2024.
Source: Lafayette County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 COUNTY ROAD 4015, OXFORD, MS 38655-9445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF CLARKSDALE |
| Jul 26, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Apr 26, 2024 | Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF CLARKSDALE |
| Nov 9, 2020 | Warranty Deed, Construction Loan · Construction Mortgage PARAGON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2024 |
| Deed Sale | Jul 26, 2024 |
| Prior Sale | Apr 26, 2024 · Amount on File |
| Deed Document Number | 20246245 |
| Prior Transfer Date | Jul 11, 2024 |
| Prior Transfer Doc | 0202406245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 4 COUNTY ROAD 4015, OXFORD, MS 38655-9445 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2190 OLD HIGHWAY 49 S, CLARKSDALE, MS 38614-8309 |
| Document Number | 0020261578 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 2026-1578 |
| Name | FIRST NATIONAL BANK OF CLARKSDALE |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jul 26, 2024 |
| Property Address | 4 COUNTY ROAD 4015, OXFORD, MS 38655-9445 |
| Document Number | 0202406245 |
| Instrument Date | Jul 11, 2024 |
| Instrument | 2024-06245 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 COUNTY ROAD 4015, OXFORD, MS 38655-9445 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 COUNTY ROAD 4015, OXFORD, MS 38655-9445 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Apr 26, 2024 |
| Property Address | 4 COUNTY ROAD 4015, OXFORD, MS 38655-9445 |
| Document Number | 0202403118 |
| Instrument Date | Apr 12, 2024 |
| Instrument | 2024-03118 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 COUNTY ROAD 4015, OXFORD, MS 38655-9417 |
| Name | Verified Name |
|---|---|
| Address | 4 COUNTY ROAD 4015, OXFORD, MS 38655-9445 |
| Document Number | 0202403121 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 2024-03121 |
| Name | FIRST NATIONAL BANK OF CLARKSDALE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 26, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Nov 9, 2020 |
| Property Address | 4 COUNTY ROAD 4015, OXFORD, MS 38655-9445 |
| Document Number | 0202010826 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 202010826 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 176 BUCKHEAD DR, 176, MADISON, MS 39110-6612 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11 COUNTY ROAD 4015, OXFORD, MS 38655-9417 |
| Document Number | 0202010828 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 202010828 |
| Name | PARAGON BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 6, 2021 |
The 2025 property tax bill for 4 Co Rd 4015 was $3,449 with a homeowner's exemption.
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,449.00 Homeowner's exemption | $37,683 | $376,830 Land $14,300 Building $362,530 |
| 2023 | $1,659.00 | $16,683 | $111,220 Land $14,300 Building $96,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Co Rd 4015 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Co Rd 4015 is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 68% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST OXFORD WATER ASSOCIATION public/private · serves 1,544 people · EPA ID MS0360006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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