4 Clover Rd, Valhalla, NY 10595 Property Records

Westchester County and Mount Pleasant Town property record for 4 Clover Rd, Valhalla, NY 10595

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,240 sqft · built 1954
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$1,139,000 (Nov 2024)
Deeds & MortgagesOct 2020 Mortgage
Oct 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN553489 112.20-3-18

Property Details

APN / Parcel Number

Primary APN553489 112.20-3-18
Alternative APNs
  • 348911202000030180000000
  • 11209000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,240 sqft Living Area
1st Floor Area1,780 sqft
2nd Floor Area460 sqft
Basement Area1,780 sqft
Finished Basement1,780 sqft
Unfinished Basement1,780 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialStone
Lot Area17,424 sqft (0.4 acres)
Garage TypeBasement
PorchSlab
Porch Area336 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Account Number11209000
Street Address4 CLOVER RD
CityVALHALLA
StateNY
Zip10595-1108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPINE KNOLLS
Legal Block3
Legal Lot Number18.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionMOUNT PLEASANT
Census Block Group3
Census Block3031
Census Tract12101

Owner

Source: Westchester County and Mount Pleasant Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address455 RIDGE RD, HARTSDALE, NY 10530-2224
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK
Oct 26, 2020Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK
Jul 19, 2018Quit Claim Deed, Transfer
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2024 · Amount on Record
Deed SaleNov 27, 2024 · Amount on Record
Prior SaleJan 13, 2005 · Amount on Record
Deed Document Number20243091
Prior Transfer DateJul 12, 2018
Prior Transfer Doc0581933239
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address4 CLOVER RD, VALHALLA, NY 10595-1108
Document Number0603433124
Instrument DateOct 26, 2020
Transaction TypeMortgage
Record UpdatedDec 23, 2020
Title CompanyTITLEVEST AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 CLOVER RD VALHALLA NY 105951108, VALHALLA, NY 10595-1108

Mortgage

Document Number0603433124
DateDec 8, 2020
Book Page060343/003124
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 7, 2050

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address4 CLOVER RD, VALHALLA, NY 10595-1108
Document Number0603433125
Instrument DateOct 26, 2020
Transaction TypeMortgage
Record UpdatedDec 23, 2020
Title CompanyTITLEVEST AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 CLOVER RD VALHALLA NY 105951108, VALHALLA, NY 10595-1108

Mortgage

Document Number0603433125
DateDec 8, 2020
Book Page060343/003125
Lender
NameWELLS FARGO BK
TypeBank
AddressMINNEAPOLIS, MN 55467-8000
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 7, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTCHESTER NY
Recording DateJul 19, 2018
Property Address4 CLOVER RD, VALHALLA, NY 10595-1108
Document Number0581933239
Book / Page058193 / 003239
Instrument DateJul 12, 2018
Transaction TypeTransfer
Record UpdatedAug 29, 2018
Title CompanyBLACKACRE TITLE AGENCY CORPORATION

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 COVER RD VALHALLA NY 10595, VALHALLA, NY 10595

Mortgage

Document Number581993676
DateJul 19, 2018
Book Page058199/003676
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueJul 18, 2048

Tax Assessment & Valuation

Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionMount Pleasant Town
Unified School DistrictMount Pleasant Central School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$9,800 (-) Land $1,450 Building $8,350$970,297 (+5.94%) Land $143,564 Building $826,733
2024$9,800 (-) Land $1,450 Building $8,350$915,888 (+5.61%) Land $135,514 Building $780,374
2023$9,800 Land $1,450 Building $8,350$867,257 Land $128,319 Building $738,938

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims8 (1979–2018)
Claims Outside the SFHA3 of 8
Most Recent ClaimOct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENSICO WATER DISTRICT
serves 17,917 people · EPA ID NY5930082
Water SourcePurchased surface water from NEW YORK CITY SYSTEM
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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