4 Clover Ln, Mashpee, MA 02649 Property Records

Barnstable County and Mashpee Town property record for 4 Clover Ln, Mashpee, MA 02649

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,220 sqft · built 2000
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Nov 1999)
Tax Bill	$8,057 (2025)
Deeds & Mortgages	Mar 2022 Refinance Jul 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`MASH M:117 B:211 L:0`

Property Details

APN / Parcel Number

Primary APN	`MASH M:117 B:211 L:0`
Alternative APN	`8961`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,220 sqft Living Area
Gross Area	4,042 sqft
1st Floor Area	1,250 sqft
Basement Area	1,250 sqft
Unfinished Basement	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8961
Street Address	4 CLOVER LN
City	MASHPEE
State	MA
Zip	02649-4814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	PLAN 11408-J
Legal Block	211
Jurisdiction	MASHPEE MA
Township / Civil Division	MASHPEE
Census Block Group	2
Census Block	2028
Census Tract	15200

Owner

Source: Barnstable County and Mashpee Town assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 CLOVER LN, MASHPEE, MA 02649-4814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Jul 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CF BANK NA
Jul 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CF BANK NA
Feb 15, 2020	Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SVGS BK
Jul 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEW FED MTG CORP
Nov 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 1999 · Amount on Record
Deed Sale	Nov 16, 1999 · Amount on Record
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASHPEE MA
Property Address	4 CLOVER LN, MASHPEE, MA 02649-4814
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001455427
Date	Mar 28, 2022
Instrument	1455427

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASHPEE MA
Property Address	4 CLOVER LN, MASHPEE, MA 02649-4814
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001433270
Date	Jul 2, 2021
Instrument	1433270

Lender

Name	CF BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASHPEE MA
Property Address	4 CLOVER LN, MASHPEE, MA 02649-4814
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1433270
Date	Jul 2, 2021
Instrument	1433270

Lender

Name	CF BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASHPEE MA
Property Address	4 CLOVER LN, MASHPEE, MA 02649-4814
Document Number	0001390799
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CLOVER LN MASHPEE MA 026494814, MASHPEE, MA 02649-4814

Mortgage

Document Number	0001390799
Date	Feb 21, 2020
Instrument	1390799

Lender

Name	CAPE COD FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2050

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASHPEE MA
Property Address	4 CLOVER LN, MASHPEE, MA 02649-4814
Document Number	0001374658
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 CLOVER LN MASHPEE MA 026494814, MASHPEE, MA 02649-4814

Mortgage

Document Number	0001374658
Date	Jul 19, 2019
Instrument	1374658

Lender

Name	NEW FED MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 18, 2034

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASHPEE MA
Property Address	4 CLOVER LN, MASHPEE, MA 02649-4814
Document Number	0001359758
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CLOVER LN MASHPEE MA 026494814, MASHPEE, MA 02649-4814

Mortgage

Document Number	0001359758
Date	Nov 30, 2018
Instrument	1359758

Lender

Name	SANTANDER BK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 29, 2033

Tax Assessment & Valuation

Source: Barnstable County and Mashpee Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Mashpee Town
Unified School District	Mashpee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,057.00 (+24.86%)	$1,217,000 (+32.2%) Land $677,600 Building $539,400	$1,887,935
2023	$6,453.00	$920,600 Land $492,800 Building $427,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 229 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	248 units insured incl. 19 condo units
Nearby Flood Claims	43 (1989–2023)
Claims Outside the SFHA	17 of 43
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Winter Coastal Storm, Dec 1992 · 2 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASHPEE WATER DISTRICT serves 36,922 people · EPA ID MA4172039
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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