4 Clover Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 4 Clover Ct, Saint Charles, MO 63303 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,540 sqft · built 1966
Lot Size	0.24 acres (10,458 sqft)
Owner	Individual Name on File
Last Sale	$131,300 (May 2006)
Tax Bill	$3,491 (2024)
Deeds & Mortgages	Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`164550A000`

Property Details

APN / Parcel Number

Primary APN	`164550A000`
Alternative APN	`6-0013-4220-00-0021.0000000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,540 sqft Living Area
Gross Area	3,900 sqft
1st Floor Area	1,740 sqft
Basement Area	1,650 sqft
Finished Basement	800 sqft
Unfinished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,458 sqft (0.24 acres)
Lot Dimensions	126 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Deck Area	Deck Area
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	164550A000
Street Address	4 CLOVER CT
City	SAINT CHARLES
State	MO
Zip	63303-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROCKNOR EST LOT 21 & E 1/2 LOT 22
Legal Subdivision	BROCKNOR EST
Legal Lot Number	21
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	3
Census Block	3003
Census Tract	310902

Owner

Source: St. Charles County records · APN 164550A000

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 CLOVER CT, SAINT CHARLES, MO 63303-3303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 23, 2006 · Amount on Record
Deed Sale	May 23, 2006 · Amount on Record
Deed Document Number	2006430110
Deed Book / Page	4488 / 2087
Last Transfer Date	Jan 27, 2021
Transfer Doc	2021R009627
Record Updated	Sep 20, 2026

February 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 01, 2021
Property Address	4 CLOVER CT, SAINT CHARLES, MO 63303-3303
Document Number	2021R009627
Map Reference	MB 7 PG 24&25
Instrument Date	Jan 27, 2021
Instrument	2021R-009627
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CLOVER CT, SAINT CHARLES, MO 63303-3303

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,160 (-)	$290,318 (-) Land $55,000 Building $235,318
2025		$55,160 (+5.2%)	$290,318 (+5.2%) Land $55,000 Building $235,318
2024	$3,491.00
2023		$52,434
2022			$275,967 Land $40,000 Building $235,967

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833109023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 6% of the US · above 9% of Missouri
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.