Cumberland Town property record for 4 Clover Ct, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,626 sqft · built 2008 |
| Lot Size | 0.621 acres (27,051 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $428,925 (Mar 2012) |
| Tax Bill | $8,068 (2026) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9013-62 |
| Primary APN | 9013-62 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,626 sqft Living Area |
| Gross Area | 5,292 sqft |
| 1st Floor Area | 1,336 sqft |
| Attic | Attic |
| Attic Area | 100 sqft |
| Basement Area | 1,216 sqft |
| Unfinished Basement | 1,216 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,051 sqft (0.621 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 9013-62 |
|---|---|
| Street Address | 4 CLOVER CT |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-6056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 221 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 11404 |
4 Clover Ct is owned and occupied by two individuals who bought it in March 2012.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 CLOVER CT, CUMBERLAND, RI 02864-6056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2012 · Amount on File |
| Deed Sale | Mar 19, 2012 · Amount on File |
| Prior Sale | Mar 19, 2012 · Amount on File |
| Deed Book / Page | 1564 / 163 |
| Transfer Doc | 001564-163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 4 CLOVER CT, CUMBERLAND, RI 02864-6056 |
| Document Number | 1812-609 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4 CLOVER CT CUMBERLAND RI 028646056, CUMBERLAND, RI 02864-6056 |
| Document Number | 1812-609 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 001812/000609 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 4 Clover Ct was $8,068, down 2.7% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,068.00 (-2.69%) | $806,000 (+19.28%) Land $240,100 Building $565,900 | $843,874 |
| 2025 | $8,291.00 | $675,700 Land $177,600 Building $498,100 | |
| 2023 | $7,852.00 (+2.77%) | $675,700 (+32.57%) Land $177,600 Building $498,100 | |
| 2022 | $7,640.00 | $509,700 Land $135,600 Building $374,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Clover Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Clover Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
May also be available: Cox Communications.
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