4 Calle Dos, #B, Key West, FL 33040 Property Records

Monroe County property record for 4 Calle Dos, #B, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,432 sqft · built 1984
Lot Size0.08 acres (3,500 sqft)
OwnerIndividual Name on Record
Last Sale$455,100 (Jul 2020)
Tax Bill$4,528 (2024)
Deeds & MortgagesAug 2021 Mortgage
Jan 2017 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN00149011-000401

Property Details

APN / Parcel Number

Primary APN00149011-000401
Alternative APNs
  • 21672600149011000401
  • 8761767

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories3 Stories
Building Area1,432 sqft Living Area
1st Floor Area1,432 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2005
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialShingle
Lot Area3,500 sqft (0.08 acres)

Exterior Amenities

PorchOpen Porch
Porch Area368 sqft
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account Number8761767
Old Parcel Number21672600149011000401
Street Address4 CALLE DOS # B, B
CityKEY WEST
StateFL
Zip33040-5464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 50FT LT 4 EAST ROCKLAND KEY ROCKLAND VILLAGE NO 2 PB7-17 ROCKLAND KEY OR1110-2057 OR1113-1996 OR1269-171 OR1281-154
Legal Range26E
Legal Township67S
Legal Section21
Legal SubdivisionROCKLAND VILLAGE #2
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2021
Census Tract971700

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 CALLE DOS # B, B, KEY WEST, FL 33040-5464
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 30, 2017Deed of Trust, Mortgage · VA Mortgage
BNC NATIONAL BANK
Jul 1, 2020Warranty Deed, Transfer · VA Mortgage
IBERIABANK
Jul 16, 2019Loan Modification, Mortgage · Conventional with PMI
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2020 · Amount on Record
Deed SaleJul 1, 2020 · Amount on Record
Prior SaleDec 7, 2011 · Amount on Record
Deed Document Number2271588
Deed Book / Page3029 / 1703
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address4 CALLE DOS # B, B, KEY WEST, FL 33040-5464
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CALLE DOS B, B, KEY WEST, FL 33040-5464

Mortgage

Document Number0031162216
DateAug 2, 2021
Book Page3116/2216
Instrument2333148
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address4 CALLE DOS # B, B, KEY WEST, FL 33040-5464
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028362296
DateJan 30, 2017
Book Page2836/2296
Instrument2108568
Lender
NameBNC NATIONAL BANK
TypeBank
AddressGLENDALE, AZ 85308
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 1, 2020
Property Address4 CALLE DOS # B, B, KEY WEST, FL 33040-5464
Document Number0030291703
Book / Page003029 / 001703
Instrument DateJun 30, 2020
Instrument2271588
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,186.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CALLE DOS #B KEY WEST FL 330405464, B, KEY WEST, FL 33040-5464

Mortgage

Document Number30291705
DateJul 1, 2020
Book Page003029/001705
Instrument2271589
Lender
NameIBERIABANK
TypeBank
AddressLAFAYETTE, LA 70501
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 30, 2050

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address4 CALLE DOS # B, B, KEY WEST, FL 33040-5464
Document Number0029820358
Instrument DateJul 16, 2019
Transaction TypeMortgage
Record UpdatedSep 26, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CALLE DOS #B KEY WEST FL 330405464, B, KEY WEST, FL 33040-5464

Mortgage

Document Number0029820358
DateAug 28, 2019
Book Page002982/000358
Instrument2234473
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 27, 2049
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$500,605 (+5.99%)$610,512 (+18.68%) Land $346,150 Building $264,362
2024$4,528.00 (+4.52%)
2023$4,332.00 (+2.75%) Senior Citizen's exemption$472,328 (+3%)$514,412 (+12.18%) Land $262,631 Building $251,781
2022$4,216.00 Senior Citizen's exemption$458,571 Land $200,244 Building $258,327$458,571 Land $200,244 Building $258,327

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 203 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies203 in force
Nearby Flood Claims296 (1980–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 51 claims
  • Hurricane Wilma, Oct 2005 · 166 claims
  • Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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