4 Clifford Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 4 Clifford Dr, Westerly, RI 02891

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2 ba · 1,352 sqft · built 1991
Lot Size	0.33 acres (14,356 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Mar 2023)
Tax Bill	$4,627 (2025)
Deeds & Mortgages	Mar 2024 Refinance Aug 2023 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`WEST M:143 B:88`

Property Details

APN / Parcel Number

Primary APN	`WEST M:143 B:88`
Alternative APNs	`M:143 B:88 L` `4133745`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	3,456 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,356 sqft (0.33 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	4133745
Street Address	4 CLIFFORD DR
City	WESTERLY
State	RI
Zip	02891-4455
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	88
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2037
Census Tract	51000

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 OLD STONE XING, WEST SIMSBURY, CT 06092-2821
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Aug 15, 2023	Warranty Deed, Transfer
Mar 30, 2023	Deed, Transfer · Stand-Alone First Mortgage WEBSTER BANK
Apr 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	May 11, 1999 · Amount on Record
Deed Book / Page	2023 / 3665
Last Transfer Date	Aug 10, 2023
Transfer Doc	2023-10633
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	4 CLIFFORD DR, WESTERLY, RI 02891-4455
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02024-2465
Date	Mar 13, 2024
Book Page	2024/2465
Instrument	2024-703

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Aug 15, 2023
Property Address	4 CLIFFORD DR, WESTERLY, RI 02891-4455
Document Number	2023-10633
Book / Page	2023 / 10633
Instrument Date	Aug 10, 2023
Instrument	2023-2644
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 OLD STONE XING, WEST SIMSBURY, CT 06092-2821

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTERLY RI
Recording Date	Mar 30, 2023
Property Address	4 CLIFFORD DR, WESTERLY, RI 02891-4455
Document Number	02023-3665
Book / Page	2023 / 3665
Instrument Date	Mar 29, 2023
Instrument	2023-958
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 OLD STONE XING W, SIMSBURY, CT 06070

Mortgage

Document Number	0002023959
Date	Mar 30, 2023
Instrument	2023-959

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Apr 1, 2019
Property Address	4 CLIFFORD DR, WESTERLY, RI 02891-4455
Document Number	2019-4820
Book / Page	002019 / 004820
Instrument Date	Mar 22, 2019
Instrument	1259
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1337 WOODRUFF ST HARTFORD CT 06101, HARTFORD, CT 06101

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,627.00 (-1.95%)	$650,800 (+32.68%) Land $392,100 Building $258,700	$716,855
2023	$4,719.00 (+0.64%)	$490,500 (-) Land $280,800 Building $209,700
2022	$4,689.00	$490,500 Land $280,800 Building $209,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 140 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	143 units insured incl. 3 condo units
Nearby Flood Claims	28 (1985–2021)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 14 claims Severe Storms And Flooding, Apr 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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