Essex County and Nahant Town property record for 4 Cliff St, Nahant, MA 01908
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,820 sqft · built 1859 |
| Lot Size | 0.739 acres (32,191 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $22,384 (2025) |
| Deeds & Mortgages | Jul 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | NAHA M:0002A B:0000 L:0001 |
| Primary APN | NAHA M:0002A B:0000 L:0001 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 4,820 sqft Living Area |
| Gross Area | 7,633 sqft |
| Basement Area | 1,328 sqft |
| Unfinished Basement | 1,328 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1859 |
|---|---|
| Effective Year Built | Effective 1859 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 32,191 sqft (0.739 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4 CLIFF ST |
|---|---|
| City | NAHANT |
| State | MA |
| Zip | 01908-1604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 1 |
| Jurisdiction | NAHANT MA |
| Township / Civil Division | NAHANT |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 201100 |
Source: Essex County and Nahant Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 CLIFF ST, NAHANT, MA 01908-1604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAHANT MA |
| Property Address | 4 CLIFF ST, NAHANT, MA 01908-1604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38695-20 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 38695/20 |
| Instrument | 20200709002260 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Essex County and Nahant Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Nahant Town |
| Elementary School District | Nahant School District (PK - 06) |
| Secondary School District | Swampscott School District in Nahant (7-12) (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,384.00 (+4.3%) | $2,446,300 (+3.38%) Land $1,525,000 Building $921,300 | $2,323,320 |
| 2024 | $21,462.00 (+19.78%) | $2,366,300 (+20.04%) Land $1,445,000 Building $921,300 | |
| 2023 | $17,918.00 | $1,971,200 Land $1,445,000 Building $526,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 individual policies |
| Nearby Flood Policies | 43 units insured incl. 11 condo units |
| Nearby Flood Claims | 95 (1978–2018) |
| Claims Outside the SFHA | 15 of 95 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAHANT WATER DEPT. (MWRA) serves 3,334 people · EPA ID MA3196000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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