4 Cliff Estates Rd, Scituate, MA 02066 Property Records

Plymouth County and Scituate Town property record for 4 Cliff Estates Rd, Scituate, MA 02066

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,334 sqft · built 2022
Lot Size	0.478 acres (20,822 sqft)
Owner	2 Individual Names on File
Last Sale	$3,820,000 (Oct 2024)
Tax Bill	$36,631 (2026)
Deeds & Mortgages	Dec 2021 Refinance Dec 2022 Refinance + 4 more
Flood Zone	Zone AE (high risk)
APN	`SCIT M:008 B:007 L:004C`

Property Details

APN / Parcel Number

Primary APN	`SCIT M:008 B:007 L:004C`
Alternative APN	`3039`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	4,334 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,822 sqft (0.478 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3039
Street Address	4 CLIFF ESTATES RD
City	SCITUATE
State	MA
Zip	02066-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	4C
Jurisdiction	SCITUATE MA
Township / Civil Division	SCITUATE
Census Block Group	1
Census Block	1010
Census Tract	505103

Owner

4 Cliff Estates Rd is owned and occupied by two individuals who bought it in October 2024.

Source: Plymouth County and Scituate Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 CLIFF ESTATES RD, SCITUATE, MA 02066-1100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTH SHORE BANK
Dec 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MASSACHUSETTS BUSINESS DEVELOPMENT
Oct 15, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UBS BANK USA
May 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 27, 2017	Quit Claim Deed, Transfer · ARM CAMBRIDGE MTG GRP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2024 · Amount on File
Deed Sale	Oct 15, 2024 · Amount on File
Prior Sale	May 4, 2020 · Amount on File
Deed Book / Page	59350 / 230
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE MA
Property Address	4 CLIFF ESTATES RD, SCITUATE, MA 02066-1100
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056196-84
Date	Dec 20, 2021
Book Page	56196/84
Instrument	142146

Lender

Name	SOUTH SHORE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	229 Months
Due	Jan 1, 2041

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE MA
Property Address	4 CLIFF ESTATES RD, SCITUATE, MA 02066-1100
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	057495-115
Date	Dec 9, 2022
Book Page	57495/115
Instrument	97824

Lender

Name	MASSACHUSETTS BUSINESS DEVELOPMENT

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCITUATE MA
Recording Date	Oct 15, 2024
Property Address	4 CLIFF ESTATES RD, SCITUATE, MA 02066-1100
Document Number	059350-230
Book / Page	59350 / 230
Instrument Date	Oct 15, 2024
Instrument	64669
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 CLIFF ESTATES RD, SCITUATE, MA 02066-1100

Mortgage

Document Number	0000064670
Date	Oct 15, 2024
Instrument	64670

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2029
Max Rate At Change	3%
Index	Other
Margin	3

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCITUATE MA
Recording Date	May 4, 2020
Property Address	4 CLIFF ESTATES RD, SCITUATE, MA 02066-1100
Document Number	52704-324
Book / Page	052704 / 000324
Instrument Date	Apr 30, 2020
Instrument	37073
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$7,068.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 CLIFF ESTATES RD SCITUATE MA 020661100, SCITUATE, MA 02066-1100

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCITUATE MA
Recording Date	Nov 22, 2019
Property Address	4 CLIFF ESTATES RD, SCITUATE, MA 02066-1100
Document Number	51991-301
Book / Page	051991 / 000301
Instrument Date	Nov 7, 2019
Instrument	101734
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	4 CLIFF ESTATES RD SCITUATE MA 020661100, SCITUATE, MA 02066-1100

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCITUATE MA
Recording Date	Jan 27, 2017
Property Address	4 CLIFF ESTATES RD, SCITUATE, MA 02066-1100
Document Number	0048052-92
Book / Page	48052 / 92
Instrument	8263
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.08
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0480520094
Date	Jan 27, 2017
Instrument	48052/0094

Lender

Name	CAMBRIDGE MTG GRP

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Max Rate At Change	20.1%
Max Rate	2.75%

Tax Assessment & Valuation

The 2026 property tax bill for 4 Cliff Estates Rd was $36,631, up 6.1% from the year before.

Source: Plymouth County and Scituate Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Scituate Town
Unified School District	Scituate School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$36,631.00 (+6.14%)	$3,726,400 (+7.86%) Land $1,306,800 Building $2,419,600	$3,368,809 (-6.86%)
2025	$34,513.00 (+4.43%)	$3,454,800 (+8.3%) Land $1,250,400 Building $2,204,400	$3,616,935
2024	$33,048.00 (+34.4%)	$3,190,000 (+44.39%) Land $1,136,800 Building $2,053,200
2023	$24,590.00	$2,209,300 Land $1,033,400 Building $1,175,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Cliff Estates Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 245 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	261 units insured incl. 16 condo units
Nearby Flood Claims	80 (1991–2024)
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 25 claims Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 9 claims Coastal Storm, Oct 1991 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Cliff Estates Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCITUATE WATER DIVISION serves 19,297 people · EPA ID MA4264000
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes currently in violation since Jul 2026 Turbidity resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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