4 Cliff Dr, Saint Louis, MO 63125 Property Records

St. Louis County property record for 4 Cliff Dr, Saint Louis, MO 63125

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,246 sqft · built 1949
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$189,200 (Oct 2021)
Tax Bill	$2,670 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29H-14-0976`

Property Details

APN / Parcel Number

Primary APN	`29H-14-0976`
Alternative APN	`29H140392`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	832 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	106 ft deep x 135 ft wide
Terrain	Above Road/Slope
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	203 sqft
Patio Area	50 sqft
Balcony Area	14 sqft
Shed	1 Shed
Shed Area	48 sqft
Poultry House	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4 CLIFF DR
City	SAINT LOUIS
State	MO
Zip	63125-4038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	HEUER LOT B
Legal Subdivision	HEUER
Legal Lot Number	B
Jurisdiction	ST LOUIS MO
Township / Civil Division	LEMAY
Census Block Group	2
Census Block	2009
Census Tract	220503

Owner

4 Cliff Dr is owned and occupied by two individuals who bought it in October 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 CLIFF DR, SAINT LOUIS, MO 63125-4038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Intrafamily Transfer, Transfer · FHA Mortgage F & B ACQUISITION GROUP LLC
Jan 7, 2020	Quit Claim Deed, Transfer COMMERCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Prior Sale	Jan 6, 2020 · Amount on File
Deed Document Number	2021186
Deed Book / Page	25180 / 1250
Prior Transfer Date	Oct 14, 2021
Prior Transfer Doc	0251801250
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Oct 21, 2021
Property Address	4 CLIFF DR, SAINT LOUIS, MO 63125-4038
Document Number	0251801250
Book / Page	25180 / 1250
Map Reference	MB 350 PG 246
Instrument Date	Oct 14, 2021
Instrument	2021102100186
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 DOCTRINE DR, 132, FESTUS, MO 63028-1188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CLIFF DR, SAINT LOUIS, MO 63125-4038

Mortgage

Document Number	2021102100187
Date	Oct 21, 2021
Instrument	2021102100187

Lender

Name	F & B ACQUISITION GROUP LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 7, 2020
Property Address	4 CLIFF DR, SAINT LOUIS, MO 63125-4038
Document Number	0238702883
Book / Page	023870 / 002883
Instrument Date	Jan 2, 2020
Instrument	383
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CLIFF DR ST LOUIS MO 631254038, ST LOUIS, MO 63125-4038

Mortgage

Document Number	239320939
Date	Jan 7, 2020
Book Page	023932/000939
Instrument	205

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount on Record
Term	144 Months
Due	Jan 6, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4 Cliff Dr was $2,670, up 12.6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,620 (-) Land $17,480 Building $25,140	$224,300 (-) Land $92,000 Building $132,300
2025	$2,670.00 (+12.56%)	$42,620 Land $17,480 Building $25,140	$224,300 Land $92,000 Building $132,300
2024	$2,372.00 (+1.28%)
2023	$2,342.00 (+25.37%)	$35,170 (+23.19%) Land $9,610 Building $25,560	$185,100 Land $50,600 Building $134,500
2022	$1,868.00	$28,550 Land $9,610 Building $18,940
2021			$150,300 Land $50,600 Building $99,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Cliff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Cliff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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