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4 Clay St, Canton, NC 28716 Property Records

Haywood County property record for 4 Clay St, Canton, NC 28716 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1948
Square Footage1,156 sqft Heated Area
Lot Size13,504 sqft (0.31 acres)
OccupancyOwner Occupied
Last Sale$285,000 (2022)
Tax Bill$1,045.00 (2025)

Property Details

APN / Parcel Number

Primary APN8657-82-8783
Alternative APN
  • 272366

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,156 sqft Heated Area
Gross Area2,149 sqft Gross Area
1st Floor1,156 sqft 1st Floor
Basement Area1,332 sqft Basement
Unfinished Basement1,332 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleRanch Style
Exterior MaterialBrick Veneer Exterior
Roof MaterialAsphalt Roof
Lot Area13,504 sqft (0.31 acres)
Parking Spaces2 Parking Spaces
Garage Area600 sqft Garage

Utilities and HVAC

Cooling SystemPartial Cooling
Heating SystemHeat Pump Heating
SewageSeptic Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number272366
Street Address4 CLAY ST
CityCANTON
StateNC
Zip28716-3846
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description4 CLAY ST
Legal SubdivisionCLAY ST
JurisdictionHAYWOOD NC
Minor Civil DivisionBEAVERDAM
Census Blockgroup4
Census Block4021
Census Tract920202

Owner

Source: Haywood County records · APN 8657-82-8783

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4 CLAY ST, CANTON, NC 28716-3846
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Mar 29, 2022Warranty Deed, Transfer · Conventional Mortgage
LENDUS LLC
Oct 09, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 29, 2022 · Amount on Record
Deed SaleMar 29, 2022 · Amount on Record
Prior SaleOct 09, 2020 · Amount on Record
Deed Doc Number20223402
Deed Book / Page1059 / 104
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address4 CLAY ST, CANTON, NC 28716-3846
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CLAY ST, CANTON, NC 28716-3846

Mortgage

Document Number0011431366
DateDec 19, 2025
Book Page1143/1366
Instrument2025011062
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateMar 29, 2022
Property Address4 CLAY ST, CANTON, NC 28716-3846
Document Number0010590104
Book / Page1059 / 104
Instrument DateMar 21, 2022
Instrument2022003402
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address507 VISION RD, 507, CANTON, NC 28716-7246

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CLAY ST, CANTON, NC 28716-3846

Mortgage

Document Number0001059107
DateMar 29, 2022
Instrument1059/107
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateOct 09, 2020
Property Address4 CLAY ST, CANTON, NC 28716-3846
Document Number0010092442
Book / Page001009 / 002442
Instrument DateOct 09, 2020
Instrument10290
Transaction TypeTransfer
Record UpdatedOct 15, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$250.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 SCHOOL ST CANTON NC 287163842, CANTON, NC 28716-3842

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
MunicipalityCanton Town
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$161,100 (-) Land $20,900 Building $140,200
2025$1,045.00$161,100 (-) Land $20,900 Building $140,200$161,100 (-) Land $20,900 Building $140,200
2023$161,100 Land $20,900 Building $140,200$161,100 (-) Land $20,900 Building $140,200
2021$161,100 Land $20,900 Building $140,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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