4 Clark St, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 4 Clark St, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,126 sqft · built 1957
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$283,000 (Mar 2020)
Tax Bill	$5,857 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:116 B:89`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:116 B:89`
Alternative APNs	`M:00116 P:00089` `1590`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	1,126 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1590
Street Address	4 CLARK ST
City	HOLDEN
State	MA
Zip	01520-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Block	89
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	2
Census Block	2014
Census Tract	728300

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4 CLARK ST, HOLDEN, MA 01520-1605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit
Jan 25, 2021	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Nov 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Aug 7, 2018	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Mar 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2020 · Amount on Record
Deed Sale	Mar 30, 2020 · Amount on Record
Prior Sale	Feb 14, 2014 · Amount on Record
Deed Document Number	202032251
Deed Book / Page	62122 / 212
Prior Transfer Date	Mar 12, 2020
Prior Transfer Doc	62122-212
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Recording Date	Jun 30, 2026
Property Address	4 CLARK ST, HOLDEN, MA 01520-1605
Document Number	0000053878
Book / Page	73798 / 282
Instrument Date	May 28, 2026
Instrument	202653878
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CLARK ST, HOLDEN, MA 01520-1605

Mortgage

Document Number	0000053878,
Date	Jun 30, 2026
Book Page	73798/282
Instrument	202653878

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	4 CLARK ST, HOLDEN, MA 01520-1605
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064311-162
Date	Jan 25, 2021
Book Page	64311/162
Instrument	11273

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	4 CLARK ST, HOLDEN, MA 01520-1605
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069857-113
Date	Nov 8, 2023
Book Page	69857/113
Instrument	93423

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	4 CLARK ST, HOLDEN, MA 01520-1605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59225-189
Date	Aug 7, 2018
Book Page	59225/189
Instrument	82252

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Mar 30, 2020
Property Address	4 CLARK ST, HOLDEN, MA 01520-1605
Document Number	62122-212
Book / Page	062122 / 000212
Instrument Date	Mar 12, 2020
Instrument	32251
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,290.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CLARK ST HOLDEN MA 015201605, HOLDEN, MA 01520-1605

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,857.00 (+3.94%)	$434,500 (+6.86%) Land $173,400 Building $261,100	$450,507 (+11.14%)
2025	$5,635.00 (+9.4%)	$406,600 (+11.7%) Land $165,100 Building $241,500	$405,365
2024	$5,151.00 (+3.91%)	$364,000 (+10.07%) Land $160,300 Building $203,700
2023	$4,957.00	$330,700 Land $139,400 Building $191,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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