Cumberland Town property record for 4 Clark St, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,244 sqft · built 1919 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,694 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 176-51 |
| Primary APN | 176-51 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,244 sqft Living Area |
| Gross Area | 2,208 sqft |
| 1st Floor Area | 704 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,750 sqft (0.132 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 176-51 |
|---|---|
| Street Address | 4 CLARK ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-7901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 110 |
| Legal Block | 328 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 11200 |
4 Clark St is owner-occupied and held in a trust.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4 CLARK ST, CUMBERLAND, RI 02864-7901 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 4 CLARK ST, CUMBERLAND, RI 02864-7901 |
| Document Number | 1846-198 |
| Instrument Date | Jul 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4 CLARK ST CUMBERLAND RI 028647901, CUMBERLAND, RI 02864-7901 |
| Document Number | 1846-198 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 001846/000198 |
| Instrument | 115489 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 4 Clark St was $3,694, down 6.6% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,694.00 (-6.62%) | $369,000 (+14.45%) Land $193,900 Building $175,100 | $352,961 |
| 2025 | $3,956.00 | $322,400 Land $128,000 Building $194,400 | |
| 2023 | $3,746.00 (+7.49%) | $322,400 (+38.67%) Land $128,000 Building $194,400 | |
| 2022 | $3,485.00 | $232,500 Land $89,600 Building $142,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Clark St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1979–1987) |
| Most Recent Claim | Apr 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4 Clark St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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