Fluvanna County property record for 4 Clark Ct, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,712 sqft · built 2000 |
| Lot Size | 0.418 acres (18,208 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,000 (Nov 2025) |
| Tax Bill | $2,192 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Dec 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 2 223 |
| Primary APN | 18A 2 223 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,712 sqft Living Area |
| Gross Area | 2,772 sqft |
| 1st Floor Area | 1,664 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,208 sqft (0.418 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 120 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3271 |
|---|---|
| Street Address | 4 CLARK CT |
| City | PALMYRA |
| State | VA |
| Zip | 22963-3227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INST 220000831 SHADWELL-2 LOT 223 18,218 SF |
| Legal Subdivision | LAKE MONTICELLO |
| Legal Block | 22 |
| Legal Lot Number | 223 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 20104 |
Source: Fluvanna County records · APN 18A 2 223
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 CLARK CT, PALMYRA, VA 22963-3227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 01, 2022 | Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Mar 08, 2022 | Deed, Transfer · Conventional Mortgage FINANCE AMERICA MTG LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 12, 2025 · Amount on Record |
| Deed Sale | Nov 12, 2025 · Amount on Record |
| Prior Sale | Mar 08, 2022 · Amount on Record |
| Deed Document Number | 20253449 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Nov 12, 2025 |
| Property Address | 4 CLARK CT, PALMYRA, VA 22963-3227 |
| Document Number | 0250003449 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 250003449 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2025 |
| Title Company | LAKESIDE TITLE AND ESCROW LLC, LAKESIDE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $327.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 CLARK CT, PALMYRA, VA 22963-3227 |
| Document Number | 0250003450 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 250003450 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 04, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Dec 01, 2022 |
| Property Address | 4 CLARK CT, PALMYRA, VA 22963-3227 |
| Document Number | 0220004276 |
| Map Reference | DB 782 PG 1000 |
| Instrument Date | Nov 02, 2022 |
| Instrument | 220004276 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $106.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 CLARK CT, PALMYRA, VA 22963-3227 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Mar 08, 2022 |
| Property Address | 4 CLARK CT, PALMYRA, VA 22963-3227 |
| Document Number | 0220000831 |
| Map Reference | DB 76 PG 564-566 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 220000831 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 CLARK CT, PALMYRA, VA 22963-3227 |
| Document Number | 0220000832 |
|---|---|
| Date | Mar 08, 2022 |
| Instrument | 220000832 |
| Name | FINANCE AMERICA MTG LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,400 (-) Land $30,000 Building $260,400 | $290,400 (-) Land $30,000 Building $260,400 | |
| 2025 | $2,192.00 (+0.64%) | $290,400 (+26.65%) Land $30,000 Building $260,400 | $290,400 (+26.65%) Land $30,000 Building $260,400 |
| 2024 | $2,178.00 (+12.56%) | ||
| 2023 | $229,300 Land $30,000 Building $199,300 | $229,300 Land $30,000 Building $199,300 | |
| 2022 | $1,935.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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