Madison County property record for 4 Citation Ct, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,540 sqft |
| Owner | Individual Name on File |
| Last Sale | $221,000 (Jul 2017) |
| Tax Bill | $2,084 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041E-0000-0107 |
| Primary APN | 041E-0000-0107 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,540 sqft Living Area |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick Veneer |
| Garage Type | Basement |
| Account Number | 44879 |
|---|---|
| Street Address | 4 CITATION CT |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOUNTAIN PARK LOT 107 BLK 4 |
| Legal Subdivision | FOUNTAIN PARK |
| Legal Block | 4 |
| Legal Lot Number | 107 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10701 |
4 Citation Ct is owned and occupied by an individual who bought it in July 2017.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4 CITATION CT, RICHMOND, KY 40475-8643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN |
| Jul 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2017 · Amount on File |
| Deed Sale | Jul 18, 2017 · Amount on File |
| Deed Document Number | 2013961767 |
| Deed Book / Page | D00747 / 579 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 29, 2026 |
| Property Address | 4 CITATION CT, RICHMOND, KY 40475-8643 |
| Document Number | 0014365329 |
| Book / Page | 2487 / 655 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202614365329 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4 CITATION CT, RICHMOND, KY 40475-8643 |
| Document Number | 0014365329, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 2487/655 |
| Instrument | 202614365329 |
| Name | COMMONWEALTH CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 4 CITATION CT, RICHMOND, KY 40475-8643 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|
| Document Number | M2033/394 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | M2033/394 |
| Instrument | 2014031545 |
| Name | MERCANTILE BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 18, 2017 |
| Property Address | 4 CITATION CT, RICHMOND, KY 40475-8643 |
| Document Number | D00747/579 |
| Book / Page | D00747 / 579 |
| Map Reference | MB5 PG321 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 2013961767 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $221.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 910 COMMERCIAL DR, 910, RICHMOND, KY 40475-3403 |
| Name | Verified Name |
|---|---|
| Address | 4 CITATION CT, RICHMOND, KY 40475-8643 |
| Document Number | 2013961768 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 2013961768 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 4 Citation Ct was $2,084 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,084.00 Additional exemption filed | $221,000 | $221,000 |
| 2023 | $2,143.00 | $221,000 | $221,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Citation Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4 Citation Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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