4 Circle Ct, Montgomery, IL 60538 Property Records

Kendall County property record for 4 Circle Ct, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,564 sqft · built 1971
Lot Size	0.274 acres (11,938 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,500 (Jan 2026)
Tax Bill	$7,136 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`03-09-155-015`

Property Details

APN / Parcel Number

Primary APN	`03-09-155-015`
Alternative APN	`1009155015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,564 sqft Living Area
Gross Area	1,964 sqft
1st Floor Area	1,564 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Aluminum
Roof Material	Asphalt
Lot Area	11,938 sqft (0.274 acres)
Lot Dimensions	136 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4 CIRCLE CT
City	MONTGOMERY
State	IL
Zip	60538-2740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 25 BOULDER HILL UNIT 21 SECS 8 & 9-37-8
Legal Range	08E
Legal Township	37N
Legal Section	08
Legal Subdivision	BOULDER HILL
Legal Lot Number	25
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2003
Census Tract	890302

Owner

Source: Kendall County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1601 SIMMS ST, AURORA, IL 60504-4359
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Sep 18, 2025	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Sep 18, 2025 · Amount on Record
Deed Document Number	2026621
Record Updated	Oct 29, 2026

January 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jan 15, 2026
Property Address	4 CIRCLE CT, MONTGOMERY, IL 60538-2740
Document Number	0000000621
Instrument Date	Dec 22, 2025
Instrument	202600000621
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2026
Title Company	CHICAGO TITLE PIRT, CHICAGO TITLE & PIRT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1251 POST RD, AURORA, IL 60506-1319

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 CIRCLE CT, MONTGOMERY, IL 60538-2740

Mortgage

Document Number	0000000622
Date	Jan 15, 2026
Instrument	202600000622

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Sep 18, 2025
Property Address	4 CIRCLE CT, MONTGOMERY, IL 60538-2740
Document Number	0000012000
Instrument Date	Apr 17, 2025
Instrument	202500012000
Transaction Type	Construction Loan
Record Updated	Jun 2, 2026
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1251 POST RD, AURORA, IL 60506-1319

Mortgage

Document Number	0000012001
Date	Sep 18, 2025
Instrument	202500012001

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,136.00 (-0.49%)	$96,037 (+6%) Land $25,015 Building $71,022	$288,111 (+6%) Land $75,045 Building $213,066
2024	$7,171.00	$90,601 (+20.91%) Land $23,599 Building $67,002	$271,803 (+20.91%) Land $70,797 Building $201,006
2022		$74,933 Land $19,518 Building $55,415	$224,799 Land $58,554 Building $166,245

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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