Marin County property record for 4 Cielo Ln, Novato, CA 94949
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,160 sqft · built 1986 |
| Lot Size | 0.025 acres (1,081 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $49,000 (Nov 2018) |
| Tax Bill | $7,492 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-690-37 |
| Primary APN | 160-690-37 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,160 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Lot Area | 1,081 sqft (0.025 acres) |
| Deck Area | 66 sqft |
| Patio Area | 66 sqft |
| Heating System | Central |
|---|
| Street Address | 4 CIELO LN, 1K |
|---|---|
| City | NOVATO |
| State | CA |
| Zip | 94949-6393 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 37 |
| Legal Subdivision | SKYLARK MDWS |
| Jurisdiction | MARIN CA |
| Township / Civil Division | NOVATO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 104200 |
4 Cielo Ln is owned and occupied by two individuals who bought it in November 2018.
Source: Marin County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 CIELO LN, 1K, NOVATO, CA 94949-6393 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 20, 2018 | Grant Deed, Transfer · FHA Mortgage OPES ADVISORS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on File |
| Deed Sale | Nov 20, 2018 · Amount on File |
| Prior Sale | Nov 12, 2013 · Amount on File |
| Deed Document Number | 201839978 |
| Prior Transfer Date | Mar 16, 2001 |
| Prior Transfer Doc | 0000014906 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 4 CIELO LN, NOVATO, CA 94949-6353 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4 CIELO LN 1K, 1K, NOVATO, CA 94949-6393 |
| Document Number | 0000040150 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 2021-0040150 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 4 CIELO LN, NOVATO, CA 94949-6353 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000014834 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 2020-0014834 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MARIN CA |
| Recording Date | Nov 20, 2018 |
| Property Address | 4 CIELO LN, NOVATO, CA 94949-6353 |
| Document Number | 0000039978 |
| Instrument Date | Nov 12, 2018 |
| Instrument | 39978 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $539.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4 CIELO LN #1K NOVATO CA 949496393, 1K, NOVATO, CA 94949-6393 |
| Document Number | 39980 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 39980 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 39979, |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 39979 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 19, 2048 |
The 2025 property tax bill for 4 Cielo Ln was $7,492 with a homeowner's exemption.
Source: Marin County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Marin County |
| Municipality | Novato City |
| Unified School District | Novato Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $557,526 (+2%) Land $227,562 Building $329,964 | |
| 2025 | $7,492.00 Homeowner's exemption | $546,595 Land $223,100 Building $323,495 |
| 2023 | $7,199.00 (+2.36%) Homeowner's exemption | $525,373 Land $214,438 Building $310,935 |
| 2022 | $7,033.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4 Cielo Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1983–2019) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jan 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Cielo Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures